Thinking of doing a buy to let
I have a diary on the MFW board and it was suggested that I pose a question on this board as you are all very knowledgable :) In a nutshell I am thinking about buying a property and letting it out to...
View ArticleBit of advice please
Hi I'm looking for a bit of advice, I recently ordered my reports as I'm looking for a mortgage soon and knew I needed to make my file look as good as possible. My problem is a strange one, I got a...
View ArticleCcj on equifax report, but not on Experian - can you get a mortgage?
Hi all House moving is what every one seems to be doing in my family for some reason! my brother and his girlfriend are planning on buying their first property and he has recently acquired his credit...
View ArticleThe Firstbuy scheme
Guys in a few years I will be looking at getting my first house. I have looked at the Firstbuy scheme (http://www.rightmove.co.uk/firstbuy/) On paper it sounds great and it says the following about the...
View ArticleNewbie with questions about Negative Equity
Hi, I am intrigued to find out what you would do if you were in my shoes.... The circumstances I find myself in are as follows: 1). First time buyer who purchased a new build property in 2006, !in the...
View ArticleHalifax mortgage promise
Hi all I have applied and been granted a DIP with the Halifax, read on here some horror stories about this being unreliable. Just wondering what they've done at this stage to assess my suitability? I...
View ArticleHelp! Purchase Price on Mortgage Offer Incorrect
Hi All Looking for some help (actually its reassurance more than help!) I am due to complete my house purchase this Friday. My Solicitor has just called me to advise the purchase price on the mortgage...
View ArticleHSBC approved solicitors in Scotland?
Hi there, Does anyone know who the HSBC-approved solicitors are in Scotland? My understanding from various internet sources is that there are only four, but I can't find the names anywhere. I have...
View Articlemortgage advice please?
Hi-- we are about to purchase a house (first time!) with a 25% deposit. For various historical reasons the mortgage will be with Lloyds (we should have shopped around but thought it would be easier to...
View Articleis it possible to be lent 5x salary these days?
obviously credit rating permitting. Cheers.
View ArticleMortgage dilemma
Just after some advice. My wife owns a property abroad with family. She owes approx £135K on it and pays about £800/ month. She is trying to sell at the moment but the market inst doing to well. We...
View ArticleBridging loans
Hi I have a BTL property that I own with a mortgage, I'm renovating a second BTL, I want to become a professional landlord but I understand to get to the point I want to, cash flow will be a problem at...
View ArticleAdvisor/broker career advice
Hi guys, I'm new to the forum and just have a couple of questions if you'd be kind enough to help me out! I've been working as a mortgage specialist for a bank for 6 years now, and I want to take my...
View ArticleMortgage Help Please, Have Not Been On Deeds For 6 Month Problem???
Just after a bit of advice please, I have just been put on the deeds of my fathers property as tenants in common in the form of transfer of equity. In other words if my father was to die I would get...
View Articlemortgage help + transfer of equity + not on deeds for 6 months
Just after a bit of advice please, I have just been put on the deeds of my fathers property as tenants in common in the form of transfer of equity. In other words if my father was to die I would get...
View Article95 % Mortgages - the +/-'s
Afternoon Folks, Myself and other half have recently relocated to London from Aberdeen and currently paying a small fortune for a rental property. As a result of the increased rent values in London...
View ArticleReposessions in area causing house price drop
I live in an area where there have been a lot of reposessions and deaths(due to there being a large amount of older people living on the estate) and thus houses sold at auction. This has had a pretty...
View ArticleWhy buy to let?
Can I just ask the purpose behind buy to let? I've been told buy to let's are interest only mortgages, so capital is not being repaid. Is it just an alternative to putting money in savings, or...
View ArticleHalifax Mortgage via Broker or not?
Our broker has recommended that due to our circumstances we apply for our mortgage via the Halifax. We both bank with Bank of Scotland and so are fine with this, however, I have just done a quick...
View ArticleAdvice regarding mortgage please ;)
Hi all, Have been looking thru the web and all the comparisons etc.. but there are too many choices, and it is difficult to determine which to choose, especially since in this country there are so few...
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