Hi guys
Im new to this site soo here goes..
Ive currently got a interest only mortgage with TMB, and I am looking to remortgage. As TMB are now not taking in applications as they have now been taken over they cannot offer me further borrowings.
Currently I have a £75000 mortgage on a property that is valued at £225000
Ive been looking at remortgaging with halifax but I think they will turn me down as my credit file has a default from Santander which was 2 years ago for (£100)
Ive also got a loan for £4850 I earn just over £20000
My experian report says fair but exuifax says poor
Do i have any hope of remortgaging with anyone let alone halifax??
Im new to this site soo here goes..
Ive currently got a interest only mortgage with TMB, and I am looking to remortgage. As TMB are now not taking in applications as they have now been taken over they cannot offer me further borrowings.
Currently I have a £75000 mortgage on a property that is valued at £225000
Ive been looking at remortgaging with halifax but I think they will turn me down as my credit file has a default from Santander which was 2 years ago for (£100)
Ive also got a loan for £4850 I earn just over £20000
My experian report says fair but exuifax says poor
Do i have any hope of remortgaging with anyone let alone halifax??