First time buyer with Nationwide Advice appreciated
Hi, Just wanted to some advice from anyone who has been in similar circumstances or would know if we were likely to be offered a mortgage with Nationwide. My partner is in full time permanent job for...
View ArticleFTB with existing payment arrangements
Hi Sorry if this has already been asked. Situation - FTB, joint application, one applicant very good credit score, one applicant has credit report showing one default (to go July 2013) and one...
View ArticleHalifax closing fee
Hi, first time poster, my apologies if I've got something wrong. Just hoping for some advice. We took out fixed rate mortgage in mid 2012 that was fixed for 2 years (so another year of fixed rate yet...
View ArticleBest 90% offset Mortgage
Looking for a 90% mortgage. Currently the best buys seem to be Yorkshire 2 year fix at 3.94% and Chelsea 2 year fix at 3.89% Can anyone recommend any other lenders to try? Does anyone have any...
View Articleremortgage help
Hi guys Im new to this site soo here goes.. Ive currently got a interest only mortgage with TMB, and I am looking to remortgage. As TMB are now not taking in applications as they have now been taken...
View ArticleFTB- Halifax requesting credit report
Hi all, Just after a bit of advice please.. I've got a mortgage application pending with Halifax - I decided to go through a broker due to my less than perfect credit history. Got the agreement in...
View ArticleGifted Deposit Conveyancing Insurance
I am applying for a mortgage for my first house and I will receive £10,000 from my sister as a 'gifted deposit' (the total deposit is £43,000). Today I received a letter from the conveyancing solicitor...
View ArticleThe Help to Buy Scheme Thread
Hi I wanted to start a new thread regarding the new Help to Buy Scheme. I thought this would help people wanting more info on the scheme and somewhere we could all discuss the scheme. Today I rang the...
View ArticleMissold mortgages
Have been contacted by a company that I could make a claim regarding my mortgage. They said I could claim because I had gone through a broker and he had arranged the mortgage which would finish after...
View Articlemore info on endowments please!
Hi, I need information on endowments please as I do not really understand them and I have spoken to a IFA and he just kept advising me to go with a cash ISA which is not what I want :mad::mad: I have...
View ArticleFTB mortgage, help please!
We are first time buyers and have 20% deposit. (Currently renting) Before we started looking for a property we saw a few mortgage advisors who took a few details from us and confirmed that on our...
View ArticleRemortgage help
My fixed rate is up in August and I have no idea what Im supposed to do :o I purchased my flat in August 2010 on a 3 year fixed rate of 3.95% I presume the lender will write to me nearer the time with...
View ArticleMortgage Help Please
Although I have lurked on here before, and thought what a helpful site it was, this is my first post, Any help would be appreciated. Three years ago, we remortgaged . We got a tracker three year rate...
View ArticleArrangement To Pay Market With BG
Hi, I've recently gained a copy of my partners credit file from Experian as we will be applying for a mortgage soon.On it is a marker showing an arrangement to pay from two years ago with British Gas....
View ArticleTransfer of equity or Cash purchase
HI, If some one can help me. One of my old age relative (Pentioner) has a house and have difficulty in mortgage payments. The outstanding loan is £35000 and the current value of the house is Around...
View ArticleHow many searchs?should I leave now?
Hi (hopefully a broker) Ok update went for casual chat about chances of remortgage now reports pretty clean, broker asked if i would allow him to try and get aip based on credit reports I was hoping...
View Articlestick or change
my mortgage is currently with the Halifax and my fixed rate finished a few years ago. The rate has now changed to 3.9% in which i am paying just under £500 per month plus i am overpaying £200 per...
View Articlemortgage when not primary residence
Can anyone direct me to rules regarding mortgage for home not principal residence. Rent in London and want to purchase outside whilst keeping flat in london. Is this allowed?
View ArticleC&G Port & Additional Borrowing ~ Should I Stay Or Should I Go?
I am thinking of moving and want to know if its worth staying with C&G and porting current 59K (at good rate) and borrow additional monies with C&G or move elsewhere? Summaryof current...
View ArticleNew mortgage & set up a buy-to-let
I have a property which I would like to change to a buy-to-let mortgage to free up some money as a deposit for a new property. Two questions: firstly, is it better to try and do a combined deal for...
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