Our current mortgage deal finishes at the end of June so I'm looking at new deals. We're currently with Santander, but the deals aren't particularly impressive compared to what is available elsewhere.
The fly in the ointment is that I was made redundant in February and although I've now found another job I no longer have a continuous work history. Presumably, this will make moving to another mortgage provider tricky (I was looking at the HSBC lifetime tracker deals & understand they are particularly fussy).
How much of a problem is my status as a new employee likely to be and for how long? If I can get away with a few months of payslips I could go on to Santander's SVR (4.99%) for a while, but if not then I might have to bite the bullet and get a new deal where I am.
As a little background, I believe everything but the interruption in my work history should be fine - circa 55% LTV required, no credit problems or missed payments ever, on the electoral register etc. It's just the redundancy came along at an inopportune time (doesn't it always).
Thanks.
The fly in the ointment is that I was made redundant in February and although I've now found another job I no longer have a continuous work history. Presumably, this will make moving to another mortgage provider tricky (I was looking at the HSBC lifetime tracker deals & understand they are particularly fussy).
How much of a problem is my status as a new employee likely to be and for how long? If I can get away with a few months of payslips I could go on to Santander's SVR (4.99%) for a while, but if not then I might have to bite the bullet and get a new deal where I am.
As a little background, I believe everything but the interruption in my work history should be fine - circa 55% LTV required, no credit problems or missed payments ever, on the electoral register etc. It's just the redundancy came along at an inopportune time (doesn't it always).
Thanks.