Advice appreciated
Hello, Myself and my fiance have recently found out we are having a baby. My parents have given us a gift of £35,000 as a deposit to put down on a house of our own. We have found a lovely place for...
View ArticleGetting a mortgage with Barclays?
What is it like getting a mortgage from Barclays, their turn around process? What is their customer service and rentention like?
View ArticleHSBC mortgage declined
Evening all, Hopefully someone can help me here. Been into HSBC to apply for a mortgage today, absolutely no adverse credit history not even a late payment to my name and apparently "computer says no"...
View ArticleExperian & Equifax
Hi everyone, I just wondered if anyone else is having the same issues I am with the different credit reporting companies... I bought my equifax report yesterday and got a "fair" rating. Today I bought...
View ArticleYBS - Any real difference between agency and a branch?
Hi All, In the process (finally) of arranging my mortgage. I have decided to go with YBS. As i am borrowing over 85% LTV i am not able to apply online and have to do it at a branch. On there website i...
View ArticleMortgage for non UK resident
I've been helping someone at work try to buy a brand new house who is non UK resident, but has been in the country for around 9 years now, working with me for around 5 of those They want to buy a new...
View ArticleJoint mortgage question
Hi, My partner & I are ready to buy our first property together. We have finally worked out the area (roughly) and have saved enough cash to put down a decent deposit. We have been advised by...
View ArticleRegulatory Requirement?
Hello, We've had a mortgage with HSBC approved. However, we're unable to sign the paperwork as the mortgage advisor who processed our application is on holiday. Apparently, it can only be her who is...
View ArticleShort term lump available
I have a mortgage with 218k left to pay and 22 years left. My employer has moved me overseas until July 2015. I am in a fortunate position to have 170k available. As investment returns are so poor at...
View ArticleEffect of Santander 123 account on mortgage rates
I can't get my brain around how to work this out and thought you lovely people would be able to help! If a Santander mortgage rate is say 3.24% but you have a 123 current account giving you 1% cashback...
View ArticleRemortgaging - New job
Our current mortgage deal finishes at the end of June so I'm looking at new deals. We're currently with Santander, but the deals aren't particularly impressive compared to what is available elsewhere....
View ArticleBad credit score - mortgage help pls
My partner and I have both sold our houses (just going through now) with our ex partners and we are looking to get our first mortgage togerther. We have made an offer of 120k on a house. After checking...
View ArticleMortgage advice
Hello, I have posted this question on the forum before but only got one reply, so reposted. I just require a little advice and help please. Currently living in a 2 bed property, valued at £280k with a...
View ArticleMortgage 5% LTV
Me and my partner got an agreement in principle for amortgage from the Newcastle building society 2 months ago it was for a 5% depositmortgage. With us staying in Scotland this was the only 95% LTV...
View ArticleMortgage advice after long (happy) time in situ?
Goodevening, Quick question to you all to aid some sums going around in my head. So long since we've done this we've become a bit rusty! Current mortgage taken out 1992; £50,000 Balance remain as at...
View Articlequick question regarding Mortgage and bank statements
Hello everyone! First time poster and hopefully this will be the first of many. So just to give you a quick overview, I work as an engineer for my father and I get pay slips every month and it is all...
View ArticleGetting a mortgage in the Uk while living abroad?
Hello, Myself and my Fiance! are both Uk citizens but are currently living and working in Australia. We would like to buy a house in the Uk for when we are ready to move back and settle, as an...
View ArticleMorgage after bankruptcy.
Hi, Me and my partner are trying to get a morgage. he was made bankrupt 5 years 2 months ago and discharged from bankrupcy 4 years 2 months ago. we would like a house worth around 135000 and currently...
View ArticleHead Wall..Wall Head. Mortgage
Hi all, I thought I would mention my dilemna. I am debt free (£150 on 1 credit card but that will paid off at the end of the month) All my previous accounts are shown as "Satisfactory" and "Settled"...
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