Hi,
I have mortgage for 83k with the ex partner, I now live in the house with someone else and were just paying interest only at the moment, the ex has moved on and got married and wants her name off the mortgage.
We agreed an amount to pay her off but the problem is I am in really bad debt and have defaulted on accounts that are with the same bank as the mortgage company(natwest) therefore they wont allow me to re-negotiate the mortgage to get my new partner onto the mortgage and obviously I can't do it on my own. I dont want to sell as I doubt I will ever get another mortgage again and I think the house would struggle to sell at the moment anyway.
Anyone got any advice or solutions please?
I have mortgage for 83k with the ex partner, I now live in the house with someone else and were just paying interest only at the moment, the ex has moved on and got married and wants her name off the mortgage.
We agreed an amount to pay her off but the problem is I am in really bad debt and have defaulted on accounts that are with the same bank as the mortgage company(natwest) therefore they wont allow me to re-negotiate the mortgage to get my new partner onto the mortgage and obviously I can't do it on my own. I dont want to sell as I doubt I will ever get another mortgage again and I think the house would struggle to sell at the moment anyway.
Anyone got any advice or solutions please?