Stuck in Mortgage with the ex partner
Hi, I have mortgage for 83k with the ex partner, I now live in the house with someone else and were just paying interest only at the moment, the ex has moved on and got married and wants her name off...
View ArticleMissing Land Registry Document
Hi all, We bought our house in February 2011 (no mortgage) and recently, our situation has changed. We are now mortgaging some of the value in the property. We have applied for the mortgage and are...
View ArticleMortgages for ex-BR's
Hi, Went Bankrupt June 2007 so nearly 5 1/2 years down the line and am now looking to get a house/mortgage but am totally unsure of who to get the mortgage with. I have heard about going to brokers but...
View Articlerefund on failed mortgage application
hello to all, i was hoping someone could give me advice please. last march a mortgage advisor visited me at our home with a view to obtaining a mortgage, i was informed there would be a deposit of £795...
View ArticleSaffron SVR mortgage HELP!!!!
Hi, I have bad credit but a deposit of almost 40%. Unfortuantaly we cannot get a mortgage because of two historic settled defaults. I have tried leeds and now have a motgage brooker. Saffron will offer...
View ArticleApplying for FTB mortgage tomorrow: DOs & DON'Ts?
so, we have a second appointment with halifax tomorrow to process our mortgage application in full.. like most first time buyers, me and my fiancee are quite naive in these matters, so any...
View Articlere-mortgage on parents mortgage free home
I am moving back into my parents mortgage free house. I would like to add a single or double storey extension so my parents have a downstairs bedroom and I can live upstairs. Can I remortgage there...
View ArticleLenders that give Mortgages for Tier 1 visa holders
This question could have been posted before, but I thought I get the latest view on the information. I am a Tier 1 general visa holder that has been renewed/extended recently at which point I will have...
View ArticleCovering your back with a new mortgage - critical illness?
We're going to take out life insurance for our new (first) mortgage. Talking to our IFA, critical illness seemed a good idea (we got the whole 'more people need critical illness than life cover'...
View ArticleMortgage and deeds question
My husband and I have a buy to let house. We have just separated and getting divorced. We have a family home too which we will sell. Approx £60k equity in that one. In the buy to let there is no...
View ArticlePorting - same amount & MCOB 11.8.1
I'm in the middle of some work on MCOB 11.8.1 which came into effect on 26/10/2012, in advance of the main MMR implementation in April 2014. While I was doing it, I came across PS12/16;-...
View ArticleWhat do you think of this mortgage?
National Counties has a 5 year fix with 1.60 % discount of their SVR of 4.79%. The fee is £1200. I am currently with them anyway so sticking with them would cut out paperwork and evaluations etc. A...
View ArticleFixed rate ending April 2013
Hiya Me and my hubby took out a fixed rate (5.79%) in April 2008 for 5 years with Halifax. House was valued at 100k (now they dont seem to be selling for 92k around the area) and we took out mortgage...
View ArticleCouple of questions about going to SVR
We took out our mortgage for our first house in Dec 2009 on a 3 yr fix at 4.99% (Lloyds lend a hand mortgage if that is relevant). The fix is coming to an end in January as far as I can tell although...
View ArticlePep talk needed
Just had a call from financial advisor who said aip has been referred but for us not to worry - ok for him to say..... The application was with Accord/Yorkshire BS we've got a 25% deposit on a purchase...
View ArticleShould I cash in ISAs and Investments to reduce my remortgage?
I am getting close to remortgaging and will need to borrow 226k. I am looking at the Post Office 5 year fixed at 2.99%. I have about 20K in cash ISAs with Santander. These currently earn 1.75%. I also...
View ArticleRemortgage with a charge
We are trying to remortgage, but the lenders solicitor has informed us there is a second charge on the property. The second charge is from the builder who agreed to loan us 20% of the deposit interest...
View ArticleHelp mortgage has nearly gone up by 3 times!!
Please bear with me this might get complicated. My parents brought me and my wife a house for 200,000 against their property worth 320,000 which as a four we pay together but only my parents are on the...
View ArticleNationwide - 1.5% Consent to Let Charge
just a quick question to any nationwide mortgage holders who have/had consent to let. you will no doubt recall the stance that NW took a couple of years ago informing their customers that they would be...
View ArticleSigh. Back to Stressing. Credit Lark.
Reet, something else to stress about. OH swapped the car in September, the usual lease hire term running out and getting a new replacement. We applied for the mortgage a month ago, but neither of us...
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