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Help to buy equity loans

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Hi all,

I've recently been taking a look at some new buys and would really benefit from the lower % deposit needed when using the Help to buy scheme however I'm unsure on how good this scheme really is.

I've looked at the costs and understand that after 5 years you will have to start paying interest on the equity loan the government give you.

Are there any obvious issues with doing this scheme that I am not picking up on other than the interest costs that occur eventually. Could selling the home at the end of 5 years get around that and where would that leave me?

Hope you can advise,

Dan.

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