Mortgage after trust deed?
After years of renting we are looking at trying to get a mortgage following a trust deed that was completed two years ago. Trust deed was initially started six years ago, so I'm hoping that after six...
View ArticleCan I Do This Myself?
I'm 25 and currently only working part time at the moment, but there may be some opportunities for me to take on more hours at work, obviously I'm not going to get anywhere mortgage-wise on part time...
View ArticleNegative Eqity Mortgage .. but wanting to move.
Hi Guys, I am currently in negative equity on my mortgage .. at a guess by around £15k - £20k. I am wanting to move home. Does anyone know if the following is possible .. To make a house purchase on a...
View ArticlePotential Pit Falls for a 90% 5 year fix?
Hi all, I'm a first time buyer and me and my partner have decided to go for a 5 year fix for our mortgage, as we think that it may be the best option for us. We've spotted a deal for a 90% LTV 5 year...
View ArticleWoolwich
Hi, can anyone tell me which reference agency the woolwich use for their mortgage decision? I know Halifax use experian, just so I know if I need to purchase an equifax report Thanks
View ArticleEndowment Mortgage mis sold
Hi I am hoping someone can give me some advice, I will try to keep it short, My mum and dad got the mortgage in 1976, they were I believe mis sold endowment, when they got the policy they were advised...
View ArticleHelp with ownership percentages
Hello, I'm just about to buy my first house with my partner. We are planning to pay the mortgage equally but we are contributing different amounts to the deposit. I'm really struggling to work out what...
View ArticleMortgage Help
Hi guys, I'm wondering if I could provide some assistance with me on the best way forward. My Father passed away just over a year ago and the plan between my brothers and I was to sell the house....
View ArticleEx partner died, joint loan
Hi, My ex-partner recently died and he took out a 2nd mortgage loan on his house to clear his debts but I signed too- the loan people said I needed to sign because I lived there but the house was not...
View ArticleDeed of postponement
Can an advisor please explain what a deed of postponement is (in plain English!)where there is a secured loan in place. Thanks as usual
View ArticleConsent to let from Woolwich
Has anyone had the experience of getting consent to let from the Woolwich. We have had our house up for sale for about 6 months and have reduced the asking price twice. We are quite desperate to move...
View ArticleRealistic chance of Mortgage ?
I asked a similar question before but wondering based on the below what are the chances of being accepted for a mortgage? I am looking to buy a new build family home 4-5 beds approx. £249,995 I am...
View ArticleHelp to buy equity loans
Hi all, I've recently been taking a look at some new buys and would really benefit from the lower % deposit needed when using the Help to buy scheme however I'm unsure on how good this scheme really...
View Articlegetting a lower rate?
I have a relatively small mortgage (but over £50k). Although not in negative equity, the value of my property has reduced significantly since I bought it. Despite making lump sum overpayments I'm at...
View ArticleHow do ERCs work?
Hi all - looking for some advice on how ERCs/remortgage would work. Currently with Nationwide - 5 years left on a 6.79% fixed mortgage (taken out in 2007), 184k left against a property worth (a...
View ArticleSome advice... Nationwide Mortgage
Hi, Any advice would be appreciated... We have an exisiting mortgage with Nationwide and are looking to move house but stay with them. We've had an offer accepted on the new house, and have sold......
View ArticleLg Optimus G user experience
I just bought me Lg Optimus G is quite crestfallen during use, you have the same experience please share with me okay
View ArticleOpt for Nationwide solicitor with mortgage ?
The nationwide mortgage I am proceeding with includes free 'standard legal fees' or £250 cashback. The explanation of what this covers is as below : 'Nationwide will provide a solicitor from its own...
View ArticleCompensation fo mis-sold mortgage Isa
My husband & I previously had Stock & Shares ISas to cover an interest only mortgage and I recently had a phone call from a claims management company letting me know that I could claim...
View ArticleMortgages for Contractors
Hi, I am looking for some advise. I am an IT contractor, I have been for the last 6 years or so. I am looking to be accepted for a mortgage. Each lender/broker I speak to seems to offer a different...
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