Hiya! My Daughter is 26yrs old, and is a graduate of Edinburgh University. She is now in full time employment (earning 18k at the moment) and at present is in rented accommodation. She feels she would rather be paying a mortgage than spending the same amount on rent every month....sensible girl....only problem is she has no deposit! We (mum and step-dad) don't have any accessible cash, although our house is worth £190k more than our mortgage. Have read about a Guarantor Mortgage, and that these used to be available at 100%......advice desperately needed!!! Thanks!
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