Advise please
Hi, can anyone give me some advise from a data protection angle. My brother has recently split up with his partner, who is trying to force him to sell their house. He recently applied to the halifax...
View ArticleEquity to place a deposit for a mortgage
My wife has equity in another property but we have no solid savings. We want to move home as we would like to extend our family. One option available to us is using this other property as equity for a...
View ArticleSurvey on a new(ish) build?
Hi all, Valuation went unchallenged the other day, so just waiting for underwriter to sign us off on mortgage approval... touch wood! The flat is leasehold and only built in 2000 (quite modern design),...
View ArticleConsent to let then try for another residential mortgage
do you know if this is possible or legal ? I would like to buy another house but not really sell the one I have at the moment. I am with the woolwich , so could I get consent to let then, apply for a...
View ArticleTo mortgage advisor or to not mortgage advisor, that is the question...?
After discussion with the wife, she's basically asked why we need/would benefit from a mortgage advisor & is it worth the outlay. I don't know enough about them to answer the question so i'm asking...
View Article100% Guarantor Mortgage (Family Pledge Loans)
Hiya! My Daughter is 26yrs old, and is a graduate of Edinburgh University. She is now in full time employment (earning 18k at the moment) and at present is in rented accommodation. She feels she would...
View ArticleHow much are we looking at to borrow???
Hello people!!! We are coming to the end of our fixed term mortgage for what we call our "rental" house. DH is in the forces hence we live in service accomodation - hence the term rental house. The...
View ArticleGiving my landlord notice
I am currently going through a mortgage application, which my advisor believes I should have no problems passing. In terms of giving my landlord notice, when should I look to give notice? I was looking...
View ArticleHow long is a DIP with Nationwide valid for?
Hi, Does anyone know how long a mortgage DIP with Nationwide is valid for? We have a save to buy account and want to get a DIP now but going on holiday for 2 weeks in 2 weeks time and I read something...
View ArticleExisting shared ownership advice
Hi, I usually post on the debt free wannabee boards (signature will explain why!) but would really appreciate some advice regarding my mortgage. I have a mortgage for 50% of my home currently on a...
View ArticleRealistic chance?
My wife and I bought our house during November 2008 for £105,000 and took out a mortgage of £100,000. We will have £93,000 left to pay by November this year and we're currently on a 5yr fixed that...
View ArticleAbbey National/Santander Morgage Refund
I heard on the radio that if your mortgage changed from being an Abbey National to a Santander you will entitled to money back?? Does anyone know anything about this??
View ArticleEvidence of deposit?
Do most lenders require evidence of deposit? We are getting some of our deposit from family members and as it's coming in dribs and drabs it won't be all together in one place until the it's due to be...
View ArticleMortgage & lodger consent form confusion
Hi all, I have recently been looking into taking in a lodger into a spare room in my flat. I have informed my mortgage lender, who have approved, but they require a occupier consent form to be...
View ArticleHow much borrowing?
Hi all, We are looking into the options of borrowing additional money. Basic outline, house owned worth £950,000 with a £350,000 mortgage. Looking to borrow an additional £450000 to purchase a second...
View ArticleMortgage / Debt Quick Query
Hi, I've a house valued at 115k, I've around 80k remaining on the mortgage to run over 16 years. My main problem is that I've credit card unsecured debt of 25k shifted over various credit cards....
View ArticleMortgage with default but high earner
Hi everyone, i recently posted on this forum and got some very good advice and im looking for some more. Im looking to help my son and his girlfriend get a mortgage but there are some circumstances...
View ArticleOverpayments
Hi could someone answer my question please. If I remortgage, Current deal ending, for 10 years, 5 of them at fixed rate. I over pay each month to shorten term. What happens when I have finished paying...
View ArticleA loan for a mortgage
Is it wrong / stupid to get a £5000 loan to secure a £125,000 mortgage?
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