Valuation advice

Hi all,

Need some advice on my mortgage application - and valuation in particular.

I applied for a buy to let mortgage through a broker and the lender (a well known bank) instructed the valuation ( only know this as this is what is says on the mortgage tracking website) on 03.04.2013.

Now last week Thursday, the broker got back to me saying that they had rejected my application due to them believing that I will not be renting but will go live there after.

However, they have charged me £400 for the valuation. When asking for a copy of this (which I believe I should be entitled to), they are saying that the valuation they done was a 'undisclosed type' and they would not give me a copy - I was never made aware that the valuation was a 'undisclosed type' by the lender nor the broker.

Now, if they had accepted my application, surely I would have been given a copy of this? Secondly, just because the application has been unsuccessful, does not mean I should not be entitled to the copy of the valuation. As far as I'm concerned, (i) I've paid £400 for a valuation for which I have no proof has even been carried out (ii) received no product/service for my money.

I desperately require a copy of this valuation as I am planning to get a private lender to lend me the money now and they want to see a recent valuation.

Could someone with knowledge in this area advice me if they are correct in doing this or if I should be taking this further.

All your comments are welcome.

Thank you