First time buyer: Foreign National
Hi All, I am a first time foreign national buyer. Currently I am on Tier 1 general visa and got 1 year 11 months of visa left. I am planning to apply for mortgage with a 10% deposit for property worth...
View ArticleStudent with a mortgage - FIXED TERM ENDING
Hi I am due to start university this September and become unemployed due to the demands of a full time course and 2 children. Myself and my partner have a mortgage which has a LTV of 85%. The mortgage...
View ArticleVirgin One Account - Unable to sign in online
Been unable to login all day, enter my security details and it just returns to the logon page, is anyone else able to sign in? Thanks
View ArticleMortgage Deposit or ISA ???
I am buying a house with a 200k downpayment and 170k mortgage. The rate with nationwide is 2.09% above base, currently 2.59%. This is available with LTV of 40% therefore I could get the same rate with...
View ArticleHave I a chance of getting a mortgage?
Hello All Just wondered if I could have a opinion on this as I have recieved conflicting advice. In 2010 I split from my wife, cut a long story short she left me in a financial mess :( and a mortgage I...
View ArticleMortgage Charges and change of terms
In 2006 I took out a mortgage with a company called Capstone who were then taken over a couple of years later by Preffered Mortgages. I have recently had a few quite high late payment charges from...
View ArticleHalifax mortgage problems since system switch
We pay our mortgage by standing order which is our normal monthly payment and extra to overpay. The letter re the changes just told us to continue to make our payments as normal but to quote our new...
View ArticleFirst time buyers - big worry
Hi all, Okay needing some advice , My husband and and I are hoping to be first time buyers . His income 32k mine 19k we have a deposit of 20k and have seen a house at 120k . We have been pre approved...
View ArticleRe-mortgage?
Hi, Firstly let me apologise for my severe lack of knowledge on this, but I guess that's why I'm here. So I have a mortgage with Halifax, 5 year fixed term which is due to come to an end next Feb (I...
View ArticleMortgage and income...
Hi, Quick question, My sister has a £10k loan that has set monthly payments. She's looking for a mortgage, earns £23k a year and has been told that the loan would be removed from her yearly earnings....
View ArticleIs this possible?
Hi All, I have a question here, I have a meeting with the Bank on Wednesday to discuss but I know someone on here can give me some more info on it:D I took out a £128k Mortgauge in September 1st I paid...
View ArticleFTB- Would it be possible!?
Hi, My fiance and I, are FTB in the process of looking for a mortgage. Though our situation isn't too straight forward so would be grateful for some help. We are looking for properties worth 120k, we...
View ArticleRed default on file, worth applying at all? ftb
My boyfriend is looking at buying a house for us to move into. With our combined savings we are on track to be able to have a 15% deposit. However, the issue is when we checked his credit report he has...
View ArticleFirst Time Buyer - 'Linked' Addresses and Applications
Hi folks, I have a query about a potential future first mortgage application, which I would be grateful for any advice on: My permanent address is currently my parents, and has been for 15+ years. My...
View ArticleBest Buy to Let Mortgage
Good evening. just wondering what are the best buy to let deals out there at the moment? does it work like that anymore, ie specific buy to let or is it just about getting an agreement to let on an...
View Articlemortgage for house to live in but let 3 rooms?
Hi all, Considering buying a bigger house and renting out 2/3 bedrooms to lodgers (people I know). I need to find out what I could borrow, to find out what my price range could be. I will have a...
View ArticleHELP? Joint mortgage, ex partner, arrears.
I JUST WANT RID I signed upto a joint 50/50 fixed payments mortgage in 2006, did not go well and Jan 2007 I moved out. Three months on my ex-partner was sent to prison, during this time I was refused...
View ArticleBuying a property with my sister - first time buyer, lots of questions
Hi all, I am looking for any advice that you lovely people can give me. My sister is getting divorced (she has 2 kids both in full-time education for the next few years - Uni and college age) and once...
View ArticleValuation advice
Hi all, Need some advice on my mortgage application - and valuation in particular. I applied for a buy to let mortgage through a broker and the lender (a well known bank) instructed the valuation (...
View ArticleMortgage- adding parents tax implications?
Hi guys, I'm a noob so be gentle! So problem as follows, grateful for any knowledge or advice you can share! Separated from husband and tried to sell house wih no luck as many have found in these...
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