Hi
Our 2 year fixed mortgage comes too an end in oct, we can put our new mortgage in place from June but have no idea what is the best to do. Would it be best to leave it as a non fixed mortgage and hope for the interest rates to stay low. And if we were to do this would this still allow us to convert to a fixed mortgage whenever we want or would we be contracted to this. Or would it be best to open up a new fixed mortgage right from the start. We are with santander if this is of any help.
Thank you
Our 2 year fixed mortgage comes too an end in oct, we can put our new mortgage in place from June but have no idea what is the best to do. Would it be best to leave it as a non fixed mortgage and hope for the interest rates to stay low. And if we were to do this would this still allow us to convert to a fixed mortgage whenever we want or would we be contracted to this. Or would it be best to open up a new fixed mortgage right from the start. We are with santander if this is of any help.
Thank you