interest only availability?
Im trying to avoid using a broker (yes i'm trying to save money) Id like to find a lender who will lend at least £125k on a house costing £375k interest only, single wage £28k perfect credit history no...
View Articlewhat mortgage next?
Hi Our 2 year fixed mortgage comes too an end in oct, we can put our new mortgage in place from June but have no idea what is the best to do. Would it be best to leave it as a non fixed mortgage and...
View Articleforeign checks
Hi, quick question. We are currently looking to buy a house. I am from the EU and have lived in the UK for 5 year and we are now thinking about a mortgage. I am still paying off a loan in my home...
View ArticleNationwide Mortgage!!
Some advice please… I have an existing mortgage with Nationwide of £86,500. I have sold my flat and am getting a mortgage on a house for £195,000. I have 30k (15%) deposit to put down, my credit file...
View ArticleHalifax (new buy goverment scheme)
Hi I have had a mortgage promise from my broker and halifax on a house that is 150K I am putting down a 5% deposit and the boys at 10 downing street are putting down 20% How ever i looked on my credit...
View ArticleRegulated Buy To Let Help
Hi My parents are gifiting my brother and I the deposit to buy a BTL and we intend putting a tenant in there for a year or so. My parents cannot rent it from us at this time as they have gifted the...
View ArticleMortgage advice with past bankruptcy
Morning all, I went through a 3 year bankruptcy plan which I successfully completed in Jan 12. I'm now at the stage where I'm looking to move mortgage and potentially either move home or get an...
View ArticleSwitch to Repayment OR make regular Over-Payments?
Hi guys Yesterday’s news concerning the “interest-only” time bomb has probably scared a lot of people. I wanted to get peoples opinion on my situation, as I have yet to convince myself to jump on the...
View ArticleUnderstanding Interest charges - Halifax
Halifax recently jazzed up their mortgage section on the Online Banking so I've been looking at it more and trying to figure it all out. We are on a fixed rate of 6.19% until Nov 2013. I noticed today...
View ArticleGE Money - Disappearing 2% per annum reductions?
In 1985 along with a number of other customers I took out a mortgage with the Canadian Imperial Bank of Commerce. Within the General Conditions of that mortgage it is stated - 'Interest on the loan...
View ArticleMortgage Advisor Complaint
Who and how do you go about complaining about a Mortgage Advising Company? I have looked on their website and there is no complaints procedures, and no names of senior staff to complain too.
View ArticleTransfer of equity
Hi there, I don't know if anyone can advise but I am currently in the process of buying out my ex (I am borrowing money from family) on our leasehold flat as we have been unable to sell. His name will...
View ArticleMortgage Company won't allow transfer of title.
Hello I'm hoping for some advise please x I jointly own a property with an ex (moved out and not contributed to mortgage since 2010) After he moved out he ran up a debt on a credit card and never...
View ArticleNon repayment mortgage
Hi This is my first posting and have an unusual scenario. My 83 year old father has been taken ill and moved out of his house into a nearby nursing home. The funding is paid for by the local PCT bless...
View ArticleInterest only
I hope somebody can help me and thanks in advance for taking time to read this thread. My mother and father purchased a property in the early mid 70's for around the 20 grand mark. Not long after there...
View ArticleCan I get a mortgage with a poor credit rating?
My partner and I are looking to buy our first house. I have a poor credit rating from when I was illl 5 years ago and had quite a few late payments. All of my credit is now paid off, and I have no...
View ArticleSantander Deals for Existing Customers
I was just wondering if anybody else has had any quotes for new deals with Santander? My fixed rate finishes on the 3rd of August (3.99% fixed) and so I phoned to see what they could offer me for a new...
View Article500 cashback halifax
Hi halifax have started doing a new offer which they pat stamp duty great for most however we happen to be purchasing at cost of 64000. We applied for it 3 weeks ago and should have offer next week...
View Articlere-mortgaging/early repayment
Hi, I'm hoping someone on here will be able to advise on the below.. I currently have a 2 year fixed mortgage with Santander. My fixed period ends in November. I am looking to sell my current property...
View ArticleMortgage Eligibility - likely?
Hi there Just looking for a slight bit of advice. I'm looking to buy with my partner sometime in the near future, and could probably raise a maximum 10% deposit !by the end of the year. We don't earn a...
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