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Mortgage advice with past bankruptcy

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Morning all,

I went through a 3 year bankruptcy plan which I successfully completed in Jan 12. I'm now at the stage where I'm looking to move mortgage and potentially either move home or get an extension on the existing home. My mortgage is with Northern Rock and they have said that they are no longer able to offer mortgage changes.

Sooo, is there a recommended broker that I can go to in order to get some reliable independent advice? I've tried L&C but they say they can't help me till the record gets removed from my credit file in Jan 15.

I'm on a reasonable wage (£68K) and have a good level of disposable income every month once all the sprogs etc are fed! According to market levels and a recent valuation my house is worth circa £180K with £135K left on the mortgage. I live in Scotland.

Hope this is enough info for some hopefully good news on where I can turn next.:cool:

Cheers all
Allinone

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