I was just wondering if anybody else has had any quotes for new deals with Santander? My fixed rate finishes on the 3rd of August (3.99% fixed) and so I phoned to see what they could offer me for a new deal. My LTV is around 78% and thats with a conservative house valuation and the rates they have offered me don't seem very competitive.
4.69% fixed for 2 years no fee
4.49% fixed for 2 years with £400 fee
4.74% fixed for 3 years no fee
I have a 123 account and so earn cashback but these rates seem a liitle high, what do you guyes think. My credit history is good and the only credit I've applied for in the last 6 months is a loan for a car for £4500 over 3 years.
I guess my best bit is to speak to an advisor to see what rates are availabel elsewhere.
4.69% fixed for 2 years no fee
4.49% fixed for 2 years with £400 fee
4.74% fixed for 3 years no fee
I have a 123 account and so earn cashback but these rates seem a liitle high, what do you guyes think. My credit history is good and the only credit I've applied for in the last 6 months is a loan for a car for £4500 over 3 years.
I guess my best bit is to speak to an advisor to see what rates are availabel elsewhere.