I sold my house in January and wanted to port the rate....two houses I have previously tried to by have fallen through (one I pulled out of after survey, the other the bank rejected on a non traditional build). HSBC have now said they wont extend the rate for an extra 2 months but as I cant complete on the house I now want due to them owners new home not being completed until August.
Any advice on trying to get an extension with HSBC? It appears that little flexibility on the 6 months.
Anyway, moving forward....I've done an application in principle and am just shopping around for the best mortgage rates.
I'm either looking at a fee free lifetime tracker or possibly a 5/10 year fixed rate.
My current mortgage rate is 1.69 and is a tracker so will increase over time!
anyone want able to offer some advice on the following or others which I might have missed? Seems HSBC are quite competitive.
HSBC lifetime track - 2.69%?
5 year fixed - 2.99%
7 year - 3.69%
10 year - 4.19%
Any thoughts or anywhere else I should be looking for cheaper rates? I've done a quick search but can't find anything any better tbh.
Any advice on trying to get an extension with HSBC? It appears that little flexibility on the 6 months.
Anyway, moving forward....I've done an application in principle and am just shopping around for the best mortgage rates.
I'm either looking at a fee free lifetime tracker or possibly a 5/10 year fixed rate.
My current mortgage rate is 1.69 and is a tracker so will increase over time!
anyone want able to offer some advice on the following or others which I might have missed? Seems HSBC are quite competitive.
HSBC lifetime track - 2.69%?
5 year fixed - 2.99%
7 year - 3.69%
10 year - 4.19%
Any thoughts or anywhere else I should be looking for cheaper rates? I've done a quick search but can't find anything any better tbh.