Confusing advice
I have a very confusing situation, which I hope someone will be able to help me with. My mother has recently put her house up for sale, due to the fact that her ex husband didnt get an endownment with...
View ArticleFTB -risk applying to HSBC?
Hi, we've just put an offer in on our first new home :j We had a decision in principle from a broker saying that we would be able to get a sufficient mortgage. Now, the best rate I've seen by far is at...
View ArticleSelling at a loss and buying a new property advice
I was wondering if anyone could advise me in relation to selling my current property which is in negative equity and buying a new property? I had bought an apartment joint with my sister and we...
View Articleagreement in principle help
My partner and i are thinking about moving into a house from our flat. We have started looking around but are in ro real rush but i would like to get an agreement in principle so that if we were to see...
View ArticleHalifax AIP what does it look for?
Hi..me again We have had an agreement from the Halifax which after reading through the forums I am now believing it will be a waste of time. I know it only looks at the last 3 years..however if I have...
View ArticleBarclays Mortgage Borrowing Calculator
I've just used the above calculator & the outcome is the calculator seems to x my earnings by 5.5, is this correct or is it being over generous ? :think:
View ArticleUsing equity as deposit for new house
Hi, I am getting myself confused! If we have approx 40K equity in current house and we want to move house, obviously, the equity is not available until the current house is sold. So at what point when...
View Articleapplying for agreement in principle - buying and selling
any help appreciated for a relatively new-bie. i have a property to sell and its on the market. still another £110k to pay off on the mortgage. ive seen a house that id like to purchase but at what...
View ArticleMortgage with IVA on file
Hi all, I have an IVA on my credit file for another year, it was settled early just under 4 years ago. My wife's credit file is all in order. My wife and I are looking for a joint mortgage to purchase...
View ArticleExtension and Remortgage
Hi, I wanted to explain my situation and to see if there were any comments and feedback... My mortgage is currently with Woolwich on 1.99% (above base) term tracker for another 12 years. I'm looking to...
View ArticleApplying for credit card and mortgage?
Hi. We have just put our house on the market, and we have an agreement in principle with our current mortgage providers, Nationwide. The agreement in principle has been agreed on the basis that I have...
View ArticleMortgage help- online gambling
Me and my girlfriend have applied for a mortgage and everything is goin fine we both have above average credit score.. And have been accepted and now they want to meet face to face and have asked for...
View ArticleWhich mortgage?
I sold my house in January and wanted to port the rate....two houses I have previously tried to by have fallen through (one I pulled out of after survey, the other the bank rejected on a non...
View ArticleParents mortgage help needed please
Hi My parents have around 25k left on an interest only mortgage that expires in 6 months. Due to their age the building society are not wanting to extend it. Is it easier to have the property...
View ArticleMortgage after divorce - Am I being unreasonable?
Hi, My husband and I split up over 3 years ago and been divorced over a year. We own a property together which when we originally split up he wanted so I rented with our son (now 7) He found a new...
View ArticleBuy to Let - Bad Credit History - Help
Hi, I bought a house with a friend and ran i personally came into financial difficulty, including 2 defaults (4 Years ago) Now the one thing i always made sure was paid on time was my mortgage with...
View ArticleRe-mortgage advice after an extension
Hi, fairly novice at this, but here goes... We have just started an extension to our three bed semi. currently the house is worth approximately £215k, we have a Santander mortgage at 4.99% that has...
View Articlemortgage renewal is due what to do?
Hi I am asking the forum if any one can give a bit of advice on this (mortgage renewal) would be really helpful. My mortgage is due for a renewal within 2 months even though the bank HSBC has already...
View ArticleI am on halifax SVR OF 3.99% . . . what are my options ?
Hi mse members , as my thread says I have a repayment mortgage with the Halifax on their svr at a rate of 3.99% and up to press I owe £61k roughly. I was thinking of remortgaging/switching deal to...
View ArticleProbably a silly mortgage question but I'm torturing myself!
We're about to apply for a new mortgage as we've sold our house STC and had our offer accepted on another property. The mortgage application will be a joint one and my husband's salary is more than...
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