Mortgage after divorce - Am I being unreasonable?

Hi,

My husband and I split up over 3 years ago and been divorced over a year.

We own a property together which when we originally split up he wanted so I rented with our son (now 7)

He found a new partner who also owns her house so they decided to sell one and have a mortgage on the other together. Unfortunately neither of them could be sold for the right price so to avoid getting into futher debt I moved back into our house. At the time it was agreed my ex would stay on the mortgage for a year at which point I would take his name off so he could go on his partners mortgage.

We are now at the end of the year and I have been declined a transfer of equity by my mortgage company due to a default so only option is to sell. However due to my debts, default, having no deposit and rental prices being twice my monthly mortgage its going to be a struggle to say the least!

My question really is would it be unreasonable for me to ask my ex to stay ofn the mortgage for a year or two to clear my debts and be in a better position. ....maybe even convince my mortgage company to change their mind!

If he did refuse would I be forced to sell anyway?

I would really like to hear for people who've be on both sides of this situation.


Thanks in advance