Hi, I wondered if anyone could give me some advice, my husband and I bought our home nearly four years ago with a 40k deposit, we've been paying capital and interest mortgage with RBS since. We've now had a child and need somewhere bigger but in the last four years we have had to have a consolidation loan as we got into a bit of a financial mess after we had our daughter through me not earning much when on maternity leave. We've found a house worth less then ours that we'd like to buy but are not sure if we could get a new mortgage for it. Does anyone know if we could transfer our mortgage with RBS or should we look for a mortgage company that specialises in customers with bad credit?
Thank you, Emma
Thank you, Emma