Mortgages On A DMP
Just wondered if anyone had any experiences with mortgages whilst on DMP? Sadly a few weeks ago my gran passed away and i'm looking into buying her house from her (or rather the inheritors, my mum and...
View ArticleProperty Ownership after marriage.
I will be getting married very soon and I have a mortgage with my current wife to be. The house deeds say this house and property is in solely the name of my partner - I am on the mortgage only. I have...
View ArticleMortgage advice please!!
Hi, I wondered if anyone could give me some advice, my husband and I bought our home nearly four years ago with a 40k deposit, we've been paying capital and interest mortgage with RBS since. We've now...
View ArticleFirst time mortgager, help please...!
Okay dudes, the frau and I are looking to buy when we relocate to another area soon, but as I've (we've) never had a mortgage I was hoping people could help and advise a little.... I earn 38k and the...
View ArticleQuery re cpaital on repayment mortgages
Hi I originally borrowed £52+k in the year 2000, to buy my flat. It was a repayment mortgage. In 2006, I took out a ten year fixed rate mortgage at 5.18%, and pay £311.20 per month. I am not asking...
View ArticleStudent and applying for a Mortgage
As a student is it going to be extremely difficult to get a mortgage? Sick of paying rent and myself and my partner are looking to buy. She works full-time.
View ArticleJoining a mortgage / Changing a mortgage
Hello, I have been living with my boyfriend long term and we are starting to consider putting my name on his mortgage. :) Basically we both want to know what to expect before we carry it through. He...
View Articlemax mortgage lender
Currently I have 35% deposit and HBSC (my only quote so far), HSBC have given me 4.75 x my salary. Does anyone know of a lender who will offer 5 x salary or more! I have a good deposit but I'm after...
View ArticleHelp with amount we can borrow
hello. myself & my husband have been told by Santander we can can't borrow any more for work on our house. We have a mortgage with them for £107k which we have been paying since 2007, we have £80k...
View ArticleWe own house but have debts,too young for equity release
Hi,I'm 53 and my partner is 49,we own the house(no mortgage)but have lots of debt,is there anything we can do apart from downsizing?When we die we don't really have any close family to leave it to.
View ArticleWould this be an unreasonable request?
Hey all, just a quick question, would it be an unreasonable request if I asked my solicitor if he could try and get us exchanged and completed by the 1st of June, so in one week from now? We have our...
View Articleanother mortgage advice thread :)
Hi all, just accepted an offer of 104k on our property and have had an offer of 156k accepted on the property we want. The 104k is all capitol as we own the property outright, so our mortgage will only...
View ArticleCan you get a mortgage with 3 defaults?
Back when I was a student, I wasn't great with cash, managed to get three defaults in 2010, I satisfied one in 2011, and the other 2 this year. One was for £2500, one for £1500 and one for £600. Fast...
View ArticleAny mortgage advisers that could help me?
Hi There I wonder if anyone had any advice for us. We put our flat on the market in Feb, and are currently in a chain of 3 and everything is plodding along slowly. My DH is self employed (director, ltd...
View ArticleJob Change after mtg offer & exchange
Hello, I would greatly appreciate any mortgage professionals who use these forums on the matter detailed below. I am a first time buyer purchasing a new build property. It is a joint application for...
View ArticlePartner with CCJ
Hi, I have recently married my partner and she has a CCJ. A couple of years ago when we were just dating, I got a mortgage with Santander on my own which was no problem as I had a good rating. Now that...
View Articlewe are in this together
Hello, Advice please. My wife and I ha a smsll business that went bust, and we both went bankrupt 5 years ago. Since then we have been rentung, saving a deposit and building our credit worthiness. The...
View Articlemortgage holiday
i have a friend whos husband has had a heart attack and wont be able to work for some time, they are with c&g building society and have been told they cannot have a payment holiday, is this correct...
View ArticleBTL Mortgage - which one
Hi, Background I bought a house 2.5 years ago with my brother, which suited us very well as we could put forward a decent deposit between us. The house was bought for £100k and we put down £30k between...
View ArticleAdvice for First Time Buyer
Im looking into purchasing my first home and have read through the free pdf on the moneysavingexpert website. I understand the financial aspect quite well but I need some advice as to whether now is...
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