Hi, ftb a little confused with conflicting information.
A full application went into halifax last week and my broker informed me that the case would go to underwriter then valuation then back to business case worker and finally all being well an offer would be made.
I since rang halifax to get an update, was informed that all they are waiting for is a payslip, then if this matched up with what was declared at application then valuation would be instructed.
I mentioned underwriter and the lady on the phone said that the app doesn't need an underwriter and would not be seen by one.
Does anyone understand this? I'm a little confused with the conflicting info.
A full application went into halifax last week and my broker informed me that the case would go to underwriter then valuation then back to business case worker and finally all being well an offer would be made.
I since rang halifax to get an update, was informed that all they are waiting for is a payslip, then if this matched up with what was declared at application then valuation would be instructed.
I mentioned underwriter and the lady on the phone said that the app doesn't need an underwriter and would not be seen by one.
Does anyone understand this? I'm a little confused with the conflicting info.