Daft mortgage broker question
We've submitted an application for a mortgage via a broker. Who normally receives the response from the lender: the broker or the applicant?
View ArticleValuation survey / surveys
Before we got a motgage sorted we'd budgeted 550-1000 on a survey and believe 550 would be a basic and 1k plus a more thourough one, We now have a valuation survey with our bank who we are having the...
View ArticleMortgage due up what should i do
Hi All Thanks for taking the time to look at my post I was hoping that someone could help me or even point me in the right direction of what to do next. Myself and my wife have a great home that we pay...
View ArticleConfused
Hi, ftb a little confused with conflicting information. A full application went into halifax last week and my broker informed me that the case would go to underwriter then valuation then back to...
View ArticleBuy to Let Mortgage and New Mortgage with same provider Pros and Cons
I am in the process of getting a Buy to Let and a New Mortgage and would like to know what is the PROs and Cons of having both mortgages with the same provider or would it be better/safer with...
View ArticleMoving house and mortgage
Hi all, It looks like I may be soon moving house and with it ending my Natwest fixed rate mortgage early. Iam unsure of a few points and I am hoping you can help. 1. Do I need to get a redemption...
View ArticleProblems with mortgage advisor - Please help me!
Hi All, I am really hoping someone can offer me some advice on my situation. During April I spoke to my current lenders who advised me on the deals they were able to offer, they were higher than some I...
View ArticleMortgage approved, contracts ready 2 exchange but want to pull out ?
Hi having a bad weekend.We are mortgage approved, 3 months in to buying a house, and contracts are ready to exchange BUT the seller Has changed their mind to not include some furniture in the sale we...
View Article50/50 mortgage? (shared ownership)
Hi all, after some more advice if possible. Been talking over the possibilities og purchasing a house with my parents. basically i'll just tell you the ideal scenario and if the people in the know...
View ArticleInterests payments on mortgage
Hi all thanks for reading, basically I maybe being totally stupid but here goes hopefully someone can explain it to me So I have a fixed rate mortgage with the Halifax and the last few months I have...
View ArticleBlack mark on credit rating
Hi, I have a question for a family member who is having trouble getting a mortgage. Her and her boyfriend want to buy a house together and applied to the bank for a mortgage. Unfortunately the...
View ArticleMortgage Stay or Go?
Back in 2006 I stupidly started a 10 year fixed rate with Nationwide. Since then I've moved house and as there was 6 years left on the fixed rate had to leave that mortgage as is and take a second for...
View ArticleWho does 90% LTV on New Build
Hi All Except from Skipton - who else will do 90% LTV on a new build house? Any help is appreciated
View ArticleMortgage in principal application: Company director
Hi, i'm about to ask for a mortgage in principal and as a company director, need to know what figures I need from my yearly financial statement to apply: gross turnover net profit directors...
View ArticleNRAM/Northern Rock issue
Hi, I hope someone out there can help us. Me and my wife got an "all together mortgage" with Northern Rock in 2006 so we could get on the property ladder. 95% was for the mortgage and the rest was a...
View ArticleAbbey/Santander
Hi all, I'm just wondering if anyone can help me. My wife and I applied for a mortgage with Abbey through the broker London and Country. All was fine and everything was accepted in principal. I...
View Article1st Time Buy to Let
Hi, Im hoping some of the experts can give me some advice. Im a homeowner but looking to buy a 2nd property to rent out to my parents. I have today spoken to London & Country & they have...
View ArticleHelp to Buy with Defaults
Hi Newbi here needing some help.... Im looking to purchase a new house on the help to buy scheme. The issue i have is i had 3 defaults logged back in Oct 2007 (2 have satisfaction dates June 10). What...
View ArticleHelp to Buy with a default?
Hi..I am new to this, but am after some advise please.... My partner and I are looking at the Help to Buy Scheme, as we have a few developments around our area which are offering this scheme. We have...
View ArticleSkipton - Application Process Length Query
Hi all, Just a quick query for mortgage brokers who have recent experience with wait times to hear back from Skipton for mortgage applications. Our broker was a little coy on the time Skipton take to...
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