I took out a 5-year Nationwide mortgage last year with a 4.79% interest rate as I only had a small deposit at the time. I since made some overpayments and was surprised to learn that Nationwide would let me change to a 2.74% 2 year fixed mortgage with no fee! So if you can afford to make overpayments to reduce your Loan to Value (LTV) ratio, it's well worth looking into.
http://www.nationwide.co.uk/mortgage...agemiddeal.htm
My thanks to Nationwide for allowing this, and for the friendly service I received in switching over.
http://www.nationwide.co.uk/mortgage...agemiddeal.htm
My thanks to Nationwide for allowing this, and for the friendly service I received in switching over.