Halifax and indentification
Myself and my husband are currently applying for a Halifax mortgage and, for complicated reasons, I don't have my driving licence so the only ID I have is my passport. However, this is in my maiden...
View ArticleElectorol Roll Issue - Please advice...
I own a property which I have let out with the banks permission and currently living with my family. My family is in the process of purchasing their property and I will be contributing a small amount...
View ArticleNationwide Save to Buy (Again!)
Hi, i seem to find a lot of info on here about these nationwide save to buys but cant answer my question! My wife (23 Yrs Old) and i (29) have had a save to buy account open since Jan this year and...
View ArticlePossible FTB ramble & should he take out a credit card?
My husband and I decided this weekend to go down the route of buying a house. Due to my previous debts and me now working on an ad hoc freelance basis we are opting to just apply in his name. We aren't...
View ArticleNatwest and credit rating agencies
Hello there Myself and partner are looking to apply for a mortgage mid-next year as part of Help to Buy - so a 5% deposit of our own. We are aiming for a property between £250-300k. I have been...
View ArticleRe-mortgaging options with dmp
Im trying to find out th options available with regards to remortgaging my house on a buy to let basis, the snags are i am on a debt management plan with stepchange and i have 2 defauts on my credit...
View ArticleEffect of adding product fee to mortgage
Been researching my mortgage options and was wondering whether there was any site or simple maths formula anyone knows of that I could use to see what impact adding the mortgage product fee to my...
View ArticleRemortgage Queries
My other half and I are about to take out a joint mortgage. She had an issue with a default several years ago due to a mobile phone being stolen and a big bill being run up whilst she was at...
View ArticleIntreast only repayment
I have just received another letter from M/C asking for evidence that I can repay my mortgage at end of term in 2 years time. We have payed some off over the years to cover a predicted short full. The...
View ArticleMortgage advice
Hi My partner and I have inherited £100,00 and want to use it to purchase our first home together. We found a house for £167,500 and began searching for a mortgage for the remaining £67,500. My partner...
View ArticleOverpayments and reducing term of mortgage
Can anyone explain how mortgage overpayments work? I called my mortgage company today to ask how long I had left on my mortgage (needing to review mortgage payment protection insurance etc) to be told...
View ArticleLloyds TSB mortgage?
Is anyone here a mortgage customer with Lloyds TSB? A couple of current deals look interesting, and I'm wondering if anyone has experience to share about Lloyds TSB as a mortgage provider. My current...
View ArticleNationwide 'switch and fix' could save existing customers big money!
I took out a 5-year Nationwide mortgage last year with a 4.79% interest rate as I only had a small deposit at the time. I since made some overpayments and was surprised to learn that Nationwide would...
View ArticleFamily gifted deposit
Hello all, I'm new here, and I hoping someone can help. Basically, I'm a FTB and my family are looking to help me with my deposit. I have saved up 40% and a close family friend has said they will lend...
View Articledefault on credit rating can i get a mortgage
is there a way of obtaining a mortgage with a default showing on my credit score ?
View ArticleNo bank account - mortgage chances?
Hello I want to apply for a 95% mortgage but all my credit files do not show my bank account because I opened it in 2001. Will this harm my chances of getting a mortgage? Should I open another bank...
View ArticleRemortgage and change of name
I wonder whether anyone can help me with my questions. I am currently preparing the documents for my remortgage with Lloyds TSB. My current deal with Santander will expire in early August (3rd Aug) and...
View ArticleFour Weekly Mortgage Payments
Are there any lenders who allow a mortgage to be paid four weekly rather than monthly ? I am four weekly paid, and while not having to pay my mortgage on one pay day a year is nice I sometimes think I...
View ArticleFTB Overdraft Query
Hi all i know this is probably a tedious question regarding an overdraft. My partner and i are in the process of buying our first home and i have an agreed overdraft of £1200 which i use to the fullest...
View ArticleMortgage and late payments
I know this question has been asked before but there doesn't seem to be a one size fits all answer, so I'm going to ask again and thank you in advance for your patience! Right first question is a late...
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