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LTV please question..

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Hello I have a question I am extremely new to this so please bear with me...

I have a deposit of £92.000 plus an additional £10.000 if need be but I am looking to get a mortgage the house price is £220.000...I have used a mortage calculator and there is 2 options.... 75%-95% they will give me £108.000 and on a 75% LTV they will give me up too £118.000 what does ltv mean and will I have enough money saved etc this is really confusing me sorry if I sound extremely silly.......

Thank you :rotfl:

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