Mortgage with 1 years business accounts
Hi, 1st time poster so: I'm self employed and have been for 1 year in april, for this tax year im looking to clear 72k with 60k profit. I want to buy a house for 250k I have a 10% deposit plus fees...
View ArticleMortgage advisor in Newcastle under Lyme or Crewe
Hi, I was wondering if anybody could either recommend a mortage advisor in NUL or Crewe. Or advise me of where I can find lists of decent advisors. . I have contacted a few that I found on google and...
View ArticleRemortgage Dilemma
Hi all, I'm coming to the end of my current fixed rate deal( next month)and have been offered a remortgage deal with Woolwich. This remortgage will include extra borrowing to pay off a second charge on...
View ArticleMortgage after IVA - please advise
After the mistake of a bad marriage, and being talked into having all credit cards, and debts in my name - the divorce led to me losing everything after the house was sold to complete an IVA in my...
View ArticleFirst Time Buyer What to spend?
Ok, I am a first time buyer. Ive had a look at a few houses and was almost set to buy a repossessed 3 bedroom semi for £125k. However I decided not to go for it, due to drainage problems, but it seems...
View ArticleSplitting up - House problem
Can someone offer some advise please? Friends of mine have split up and they have house together valued at £125000. She wants to walk away if he gives her £25000. (They owe £80000 on house) He has no...
View ArticleMortgage Wannabe! Tips for being mortgage-ready
Hi, I've tried having a search and have read lots of threads; but I still have some questions. I hope you don't mind me starting a thread to get some advice, even if the issues may be fairly common....
View ArticleWill I get a mortgage for this scenario?
My scenario is as follows, I know I need to go and see a broker, but want to know if in principle I could get a mortgage for this: Current Home to rent out (BTL) Current Mortgage current home...
View ArticleWhat would you recommend in going forward?
I am currently private renting with my two children and after a redundancy and a relationship break down, I am beginning to become financially secure and would like to look to saving for a mortgage to...
View ArticleFixed Rate full term??
Hi im trying to sort my finances out i have a house worth 80000 and owe 54000 on it so im looking for a good fixed rate deal on my mortgage im toying with the idea of fixing the rate for the remainder...
View ArticleHelp please with a calculation
I have a mortgage split between 2 products, my mortgage that I ported across and a fixed rate for the balance. It's over a 12 year term. How can I estimate what balance will be outstanding in 4 years...
View Articleprobably very simple mortgage question for moving house...
I'm sorry for asking but I'm very very New to mortgages... Dh bought his house 10 years ago for £75000 over 25 years. There is £31000 left to pay. We married last year and the house is still in his...
View ArticleBuilding society keeping charge when mortgage paid off
I'm just about to pay off my small mortgage (no congratulations this isn't down to any effort on my part - I was just lucky enough to come into some money) Anyway, I sought a redemption figure from the...
View ArticleHow important is the APR
I am about to get a mortgage and and considering a tracker at 2.99% (+0.249 for the life of the mortgage) so APR is 3.1% vs a fixed rate mortgage with set up cost of £999 which is fixed for 5 years at...
View ArticleEndowment, cash in or keep going.
Hi all, Several years ago I wanted to buy a house so I took out an endowment policy in preparation for buying an house. Due to work, I ended up living abroad for 15 years but kept paying into the...
View ArticleCredit check on completion
Hi all I have read on here that its not a good idea to obtain credit before completion, as the lender may credit check again and retract their offer. My mortgage lender is Nationwide and we are due to...
View Articlemortgage was missold
Looking for some help. I was talked into a interest only mortgage when i came in for an capital and interest one. I was looking for a 25 year one. I was given a 3 yr fixed rate mortgage and could come...
View ArticleStd Life MIO
My std life endowment matures in Feb and just wondering if anyone else in a similar position is considering the Maturity Investment Option ? I cant work out if it's a good deal or not, so interested in...
View ArticleMortgage whilst overdrawn
Hi all, apologies if this is a very generic question... My partner and I are in the process of applying to mortgage broker for a mortgage on a flat that we like. Unfortunately, this happens to have...
View ArticleLTV please question..
Hello I have a question I am extremely new to this so please bear with me... I have a deposit of £92.000 plus an additional £10.000 if need be but I am looking to get a mortgage the house price is...
View Article