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Who qualifies as a dependent for mortgage purposes?

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One of the questions on the mortgage application is: "How many dependents do you have?". The question didnt ask about the number of children. Thus, although, I have two children under 18, I have said 'none',as they do not live me; neither do they rely on me wholly or substantially for their basic needs. I do, however, give money to their mother monthly.


Any thoughts?

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