Hi all,
Just after some quick advice regarding the chances of getting a mortgage.
Background - I am seperated from my wife and in the process of getting divorced, I already have a joint mortgage with her, balance is about £38k property value about £120k. Mortgage is paid up to date.
My credit history is shot to hell and back thanks to my ex (long story), but since our split all my bills and debts have been/are being paid.
I am now living with a new partner in rented accomodation.
My new partner went bankrupt about 4 years ago (debts run up by her ex husband)
Between us we can raise about £25k deposit and have a joint income of around £45k per annum.
Just wondering if it is worth trying to get a mortgage taking into account these facts, dont want to waste anyone`s time if im just whistling in the wind....
Many thanks
Just after some quick advice regarding the chances of getting a mortgage.
Background - I am seperated from my wife and in the process of getting divorced, I already have a joint mortgage with her, balance is about £38k property value about £120k. Mortgage is paid up to date.
My credit history is shot to hell and back thanks to my ex (long story), but since our split all my bills and debts have been/are being paid.
I am now living with a new partner in rented accomodation.
My new partner went bankrupt about 4 years ago (debts run up by her ex husband)
Between us we can raise about £25k deposit and have a joint income of around £45k per annum.
Just wondering if it is worth trying to get a mortgage taking into account these facts, dont want to waste anyone`s time if im just whistling in the wind....
Many thanks