How can I remove a legal charge on my mum's house
How do I go about removing a legal charge that has been placed on my mum's house? The deeds show 4 charges, which relate to the debts of my father (who jointly owned the property and recently passed...
View Articleincorrect end of mortgage term date - help!
Please can someone help - 25 years ago I took out an endowment mortgage. I am 60 this year and my mortgage comes to an end in August 2013 Fifteen years ago I remortgaged with another building society -...
View ArticleApplying for a second mortgage while first is 'illegaly' let
Please help! I bought a property in 2007 and lived there for until 2011. I then moved to another part of the country and started renting out that property, but didnt tell my mortgage company that it...
View ArticleCredit score question
Hi, Will cancelling a credit card have a negative impact on one's credit score? I am thinking of cancelling a CC that always has a nil balance on it but I believe Equifax counts it as a bad thing if...
View Articlewhere is my 99+ years leashold agreement
Hello. About 10 years ago I bought a flat eith a lease. I cant find my lease agreement and am considering selling. My orginal solicitor has since gone bust so I cant contact them. Im wondering where I...
View Article2nd mortgage - First going into consent to let
Hi, Due to difficulties selling our property we have decided to let our existing property in the short to medium term. Our current lender Natwest have agreed to a consent to let and from a financial...
View ArticleBank of Ireland - Mortgage money release
Hi We are planning to exchange and complete with a gap of 2 days. Anybody know how long it takes for Bank of Ireland to release mortgage money once we place the request? My solicitor told me they have...
View ArticleCan we get a Mortgage?
Hi I am self employed director of a ltd company with drawings over the last 3 years of £30k (2010), £35k (2011) and £53k (2012). My wife has just started in a new job earning £65k but has only been...
View ArticleAny chance of a mortgage
Hi all, Just after some quick advice regarding the chances of getting a mortgage. Background - I am seperated from my wife and in the process of getting divorced, I already have a joint mortgage with...
View ArticleMortgage payment's double what they should be
I have a mortgage with Santander which was in areas last year. I payed this off in November and was then told that I would have to continue on their standard rate for a period of 6 months (to check...
View ArticleDo 95% mortgages still exist?
Quick Q with bit of background. Family split meant both parties moving out of family home, home rented with consent to let from mortgage provider, House it rented to family member who wants to buy the...
View ArticleSelling a flat above an A3 unit - will buyers be able to get a mortgage?
My partner and I are about to put our flat on the market. It's a 2 bed above an A3 unit in a commuter town just outside London. We're in the process of getting valuations from estate agents and the...
View ArticleCan we secure a mortgage?
Hi New to the forum and have a quick question, and after some advice, regarding our chances of securing a new mortgage on a House we've found; We've had an offer of £192,000 on our property, repaying a...
View ArticleLenders that accept Architect certificate after build
Hi I in the process of getting a mortgage for a property but it is a very oddsituation: 1) The property is a new build and was built in 2008 and has never beenlived in 2) The original Architect and...
View ArticleMonthly Payment goes down?
My fixed rate with Nationwide is coming to an end at the end of April and I think my decision is just to go on the BMR which will be 2.50% (assuming interest rates stay the same). Because I won't be on...
View ArticleAlexander Hall mortgage brokers
Hi, I just wanted to warn people about the atrocious service I received from London-based Alexander Hall mortgage brokers. I was referred to them through Foxtons estate agents. I was trying to get a...
View ArticleRemortgage time
Well the time has come to remortgage , we purchased the house two years ago for £733k, mortgage of £625k as we needed some funds over to renovate. We have now finished the renovation and the house has...
View ArticleMortgage advise
My partners mother died leaving behind a house with a mortgage from the Halifax and a re-mortgage from GE Money, both will be paid off in 10 years. There was no insurance on the house and has been...
View ArticleAccord Mortgages, yay or nay?
Hi there! My partner and I have just applied for FTB mortgage and have decided to go with Accord Mortgages. However we are now hearing some horror stories.....does anyone have any experience of them?...
View ArticleDelay in switching means now liable for fee. Advice?
Hi We recently decided to switch from our Skipton mortgage at the end of our deal to a five year fixed rate with HSBC. We had a 90 day period to get out of Skipton without any penalty or fee. Great......
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