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Mortgage advise

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My partners mother died leaving behind a house with a mortgage from the Halifax and a re-mortgage from GE Money, both will be paid off in 10 years.
There was no insurance on the house and has been trying to get a mortgage, he can't get one, he is in full time employment with a good wage.
Both mortgages total £550 a month which he is willing to pay if the would transfer it into his name, the Halifax said they would only do that if he gets a mortgage, is this right and what are his options on this.

It was his family home and doesn't want to lose the house, he is 25 years old.
Any help with this matter would be greatly appreciated, his lawyer contacted the Halifax and this was the outcome, still awaiting reply from GE Money

Kind Regards

Susie47

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