Hi,
We've just applied as first time buyers with Halifax, decision in principle etc fine, handed over all requested paperwork, paid for and had survey & valuation done which have come back fine, but as we were thinking that we were ready to complete we've now been informed that it's with their underwriting group (not sure if it's just been passed over or been there all the while as was using a broker and he was the middle man) they've now asked for bank statements from us each to show salary going in, having a little bit of a panic - is this still likely to go through ok or is there a pretty good chance it could fall through? Halifax call centre said it was all they were after but unsure how much they actually know about the outcome. As long as we prove not to have lied about huge overdrafts etc should we be ok?? Any help gratefully received!!
We've just applied as first time buyers with Halifax, decision in principle etc fine, handed over all requested paperwork, paid for and had survey & valuation done which have come back fine, but as we were thinking that we were ready to complete we've now been informed that it's with their underwriting group (not sure if it's just been passed over or been there all the while as was using a broker and he was the middle man) they've now asked for bank statements from us each to show salary going in, having a little bit of a panic - is this still likely to go through ok or is there a pretty good chance it could fall through? Halifax call centre said it was all they were after but unsure how much they actually know about the outcome. As long as we prove not to have lied about huge overdrafts etc should we be ok?? Any help gratefully received!!