Hi, we are looking at getting an 85% LTV with Halifax (supposed to be submitting application tomorrow at the branch but looks like we may be snowed in!)
We have the deposit waiting in our savings account, my Nan has offered us some money, we don't need it for the deposit, but she would like to pay stamp duty/legal fees for us (£4k)
Would she still need to sign something for the mortgage lender to say its a gift (like in gifted deposits) or as its not affecting the house purchase does it not matter?
Thank You
We have the deposit waiting in our savings account, my Nan has offered us some money, we don't need it for the deposit, but she would like to pay stamp duty/legal fees for us (£4k)
Would she still need to sign something for the mortgage lender to say its a gift (like in gifted deposits) or as its not affecting the house purchase does it not matter?
Thank You