Can someone offer advice please? I have applied for a mortgage in my name as my husband is self employed and they will not take his income into account. The deposit is made up of savings and a personal loan in my husbands name, not mine. However I do not want to disclose this info to my mortgage lender and so my husband has transferred the money into my personal account and has drafted a letter saying its a gift. I need to know if this is acceptable? I know gifts can be made from parents etc but not sure about spouses?
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