Hi ive just a quick query.
Just coming up two years ago me and my OH purchased a property through the goverment homebuy scheme. Here are the details
Purchase price 105995
Mortgage amount 75%
Homebuy share 25%
Of the mortgage amount a 5% deposit was paid upfront by ourselves.
Our current equity is just under 69% and barclays have a offer which is fixed for 3 years and has a rate of 2.89% with a fee of 499 would they allow us to have this offer (asssuming we pass credit scores etc...) with us being on the homebuy scheme? (tried to ring them today but offices are closed atm and im a bit eager to find out)
also we plan to overpay and at the end take on the full homebuy share so we avoid any interest on that percentage and no fees and help us become mortgage free sooner.
Thanks in advance :)
Just coming up two years ago me and my OH purchased a property through the goverment homebuy scheme. Here are the details
Purchase price 105995
Mortgage amount 75%
Homebuy share 25%
Of the mortgage amount a 5% deposit was paid upfront by ourselves.
Our current equity is just under 69% and barclays have a offer which is fixed for 3 years and has a rate of 2.89% with a fee of 499 would they allow us to have this offer (asssuming we pass credit scores etc...) with us being on the homebuy scheme? (tried to ring them today but offices are closed atm and im a bit eager to find out)
also we plan to overpay and at the end take on the full homebuy share so we avoid any interest on that percentage and no fees and help us become mortgage free sooner.
Thanks in advance :)
