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Divorce and Mortgage

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Hi

I'm looking for some advice please.

Unfortunately my marriage has broken down and we will end up getting divorced. Both my Wife and I are still at home and are looking at one of us buying the other out.

Unfortunately I'm a bit of a numpty when it comes to mortgages so would appreciate any advice.

We're currently in a 10 year fixed rate which is due to expire in 2015. We have £88000 left to pay on the mortgage and a fair price for one of us to buy the other out has valued the house at £180000.

I know that I need to see our Mortgage provider (Nationwide) and explain the circumstances but I'm a bit stuck as to what I need to do/ask for and I don't want to appear an idiot.

Any pointers would be most welcome. Thanks in advance.

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