Hi, just wondered if anyone could clarify for me...
Me and my ex partner have a joint mortgage and the mortgage deal is about to run out. At the moment not sure if I want to take on mortgage on my own but if we take out another mortgage deal (for example 2 yr fixed rate) if we do then decide to sell and get rid of the mortgage (as in I would just rent instead) would we then need to pay early repayment costs???
In which case would it be better just to stick with the standard variable rate until I know what's best to do???
Any advice would be greatly received :)
Me and my ex partner have a joint mortgage and the mortgage deal is about to run out. At the moment not sure if I want to take on mortgage on my own but if we take out another mortgage deal (for example 2 yr fixed rate) if we do then decide to sell and get rid of the mortgage (as in I would just rent instead) would we then need to pay early repayment costs???
In which case would it be better just to stick with the standard variable rate until I know what's best to do???
Any advice would be greatly received :)