early repayment costs
Hi, just wondered if anyone could clarify for me... Me and my ex partner have a joint mortgage and the mortgage deal is about to run out. At the moment not sure if I want to take on mortgage on my own...
View ArticleMove & Remortgage Advice
Hi all, hoping for some advice on best avenues for moving to a larger property. We've been looking about the market for a year or so and would love to move as we are needing more room with two young...
View ArticleNew Mortgage Question
Hi, I have a hopefully simple question. Next year my last default will drop from my credit file. Which will then show a good file. I have a charging order on my current property of £5 per month, the...
View ArticleRemortgage but may move abroad
Hi all, I'm currently looking at remortgage possibilities for my BTL flat. I would like to go for another 5 year fixed deal. However, there is a possibility that we could emigrate in the next 5 years....
View Articlemortgage with no problems
hi I'm new so please be kind! :j I'm starting to get a little worried after reading this thread as a lot of people seem to be having problems with their lender but me and OH are having none at all? I...
View ArticleInterest Only Mortgage Help for single mum Please
I currently have an interest only mortgage (owe £79,000) at a rate of 3.39%. overal length left to run = 17 years, deal runs out in November 2015. I have been on interest only now for 2 years, having...
View ArticleBTL advice please?
Hi I'm new here so please forgive any errors! My husband and I have recently noticed that there is new development near to us that we would love to move to! As my hubby is self employed and doesn't...
View ArticlePlease Help, Reducing Mortgage
Hi i am new to this so hope this is in the right section. I have a mortgage of £100,000 my house is worth £160,000 - £170,000. I have slipped behind on my repayments as im on a zero hours contract at...
View ArticleGetting a mortgage with a settled CCJ
My partner and I have just applied for a mortgage and been turned down. My partner got a CCJ in 2005 which he settled in 2010. Other than this we both have good credit history and can put down 30%...
View ArticleAdvice please
Myself and my partner both own our houses outright. Both terraced and worth around £65k. We've found a semi we want to move in to and our offer of £155k has been accepted. We're looking at selling both...
View ArticleAbout to look for new mortgage..
Hi All I'm about to look for a new mortgage for a property I'm hoping of buying for £165k. I have a 10% deposit. I'm also the joint owner of a flat which is rented out to a tenant, and which has a BTL...
View ArticleOffer accepted on house and land package
Hi all I've had an offer accepted on a combined house and land package, both of which have separate deed titles. How would I go about mortgaging them on one mortgage? I know that the land and house can...
View ArticleTransfer of Title help
Hi, My husband and I have been separated for a year now. We have mortgage together and he has been paying it himself for the past year. I do not want to be on the mortgage. We have been advised by...
View ArticleChildcare elements part of mortage
Can you use your childcare element of tax credits for ur mortage application ? Thanks
View ArticleMortgage Query - BTL + Residential
Any advice greatly appreciated.... Me and my partner both have our own properties with substantial equity in both. Mine is currently on a buy to let mortgage and rented out via an agency. We are now...
View ArticleOutstanding loan or credit card, next mortgage?
Hi all My 3yr car PCP is up next January so I have a little time to plan ahead. At the end of the deal I'll have an outstanding balance where my options will include - Trade in and start again...
View ArticleMortgage after endowment
Hello, I hope this hasn't been answered previously. I am in a dilemma whereby my mortgage will end in 2 months time, which was an endowment for 25 years and will be paid off in full. I am 53 years old...
View ArticleFirst time remortgaging (HELP)
intial repayment mortgage £106,245 fixed 4.99% for 2 years then, S.V.R which is now 4.74%, obviously think ill be saving 0.25% without doing anything at all. What do i owe on my mortgage after two...
View ArticleMortgage Issue
Hello I am not sure where in the forums this exactly fits in. In 2008 I purchase my first property and I put it into mine and my brothers names. I paid the deposit however a quite sizable amount (circa...
View ArticlePoor credit rating but mortgage in my wife's name...
Hi There I have a 'not-great' credit rating, Its currently only 'Fair - 833' on Experian with 1 late payment on a credit card of only a few days (so under 30 days). Our mortgage is only in my wife's...
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