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First time remortgaging (HELP)

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intial repayment mortgage £106,245 fixed 4.99% for 2 years then, S.V.R which is now 4.74%, obviously think ill be saving 0.25% without doing anything at all.

What do i owe on my mortgage after two years?
What deals available to me with similar repayment mortgage over 23 years?
Fixed term ends in april 2013
Any thoughts much appreciated?

Cheers.

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