mortgage direct from nationwide despite being overdrawn.
i am thinking about applying for a nationwide flexclusive mortgage (4 year fix at 2.89%) as i have a current account with them. Our house is worth £200k and we need to borrow about £130k over 25 years....
View ArticleFirst Time Buyers - Deposit from Abroad?
Hi there.. I need some advice on the following please! My partner & I have purchased a house, the money for our deposit has been gifted to us by my partner's mother who lives in Italy. We have...
View ArticlePorting mortgage to move house but have to pay off debts first?
We are moving house and wanting to port our existing mortgage to the new house. We want the same terms and the same amount and will be paying off all our debts with the equity. Also we will be putting...
View Articlepermission to let from NRAM
any on here applied for it with them? what was the charges? and did your interest rate change? with thanks Pete
View ArticleMoving address..affect Credit ?
Hi all I'm wondering if anyone can give advice .. I posted here this week. My address for for near 7 years has been my home / parents address. Where I am on electerol role. My parents are selling up...
View ArticleA bit of advice please
Hi MSE, Although I've been registered a while I am relatively new to the forum so please go easy :) Me and the missus have just returned to the UK after spending five years living in Australia. Prior...
View ArticleCOOP Mortgauge
I have had a coop mortgage since June, I have asked for permission to let have had to move 300 miles to get a job and have been refused. It it typical to be refused? when you have a genuine reason for...
View Articlewhat date to pay mortgage payments?
I've noticed on mortgage applications they ask for: What date would you prefer to pay your mortgage? (between 1st and 28th) * I'm applying for a fixed rate mortgage. Does the date that i choose to pay...
View ArticleChanging from endowment to repayment.
We are going to have a shortfall of about £20,000 on our endowment when it finishes in 10 years. Does anyone know if it is possible to change some of your endowment morgage to repayment?
View ArticleGuarantor on mortgage, need proof
A friend of mine was guarantor on a mortgage in 1986 and the mort was paid off in 2006, would there be any way of getting proof of this? He doesn't have any paperwork from 1986 and has not contacted...
View ArticleMortages and Completion
Hi all, Hopefully I'm about to complete in the next few weeks. Woo. I was wondering what final checks would need to be done with reagrds to the mortgage. Will they re credit check me, is it a hard...
View ArticleRemortgage Advice
Hi everyone, our initial mortgage term is due to expire next year, I know its way too early to do anything yet but just wanted to ask what the best practice is for remortgaging, how far ahead of our...
View Article2 Defaults and 1 CCJ- Mortgage Options?
Hi there, first time poster so go easy on me! I'm currently looking to buy a new home. I have bad credit due to me being wayward when I was a student. I have 1 CCJ to the tune of £1800. This has been...
View ArticleShocking: changing the mortgage rate after the survey paid for!!!
Can they get away with this? I have a Decision with the earlier advertised lower rate on it. Survey sorted now but the rate has now gone up! Seems appalling?
View ArticleBuy-to-Let (Low salary)
Hi, Have just confirmed with HSBC that I do not qualify for a buy to let mortgage with them and that it is unlikely that my permission to let will be extended in the summer for a 4th year. I have had...
View ArticleExchanged today
We have exchanged today - thank god feels so good! Just hoping nothing now can go wrong, this website has been a huge help but also made me panic about a few things that i hadnt even thought could...
View ArticleSplitting with husband and I cant afford Mortgage
Hi Sorry if something similar has allready been posted before just wanted some advice. My husband is leaving me and I cant afford the Mortgage on my own, we are in arrears with the Mortgage allready....
View Articleredundancy, property sold, new mortgage query
Hi there, This is my first time posting here, many thanks in advance for any insights/advice anyone can offer please. I've recently sold my property and will make a good profit (approx. £35-40K, after...
View ArticleWays to save a marriage +91-8696800786
Contact: 08696800786 GURU JI is a very good astrologer & world .solved all type problem through sadhan hard to hard problem in life example as education, business loss, husband wife relationship,...
View ArticleNorthern Rock - I'm one of those statistics .....
Hey guys, Long story short - Me and the wife took the leap of buying our first house in 2007. And yes, we fell for the 125% mortgage from Northern Rock (advised to us by The Mortgage Selector)...
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