Separated from husband getting mortgage in my name
Hi I am new here so i am sorry if this is in the wrong forum. My husband and I separated 8 months ago after 19 years. The house I live in we bought 15 years ago with a deposit from my dad. The house...
View ArticleLondon and Country Mortage Brokers
Does anyone know approximately how long it should take the London and Country Mortgage brokers to find a suitable mortage for you in the first instance? I had a long conversation with one of their...
View ArticleHelp to Buy Advice
Hi all, Hopefully you can help a first time buyer get his head around this Help to Buy Scheme. I was all set to buy a non-new build house last week, I tried getting a 90% LTV, but that got referred as...
View Articledebt management mortgage?
Hi all, This is my first post on this site and really a cry for help. Im currently in the armed forces and im facing redundency. Im currently living in a military quarter with my family. Im also on a...
View ArticleProbably Paranoia
Is it usual for the processing team / underwriter to request 1 month's payslips when applying for a mortgage? I've read about 3 months and 3 months with accompanying P60. Is this normal? FTB and...
View ArticleTurned down for a mortgage.... Advice needed
Firstly, I apologise if I have posted in the wrong area I'm a long time reader 1st time poster! My girlfriend and I have recently been turned down for a mortgage, due to failing a credit report. We...
View ArticlePlease Help With My Re-Mortgage
Thank you for taking the time to read my post, I appreciate it very much. I have always admired the MSE Forum and have been lurking here for a while, I have finally plucked up the courage to ask for...
View ArticleRemortgage Help - Confusion
Hi, can someboyd help please. My current 3 year mortgage of 5.79% (Yes it's high but we only had 10% deposit and were just glad to get the loan) is due to expire in October 2013. Due to pay rises,...
View ArticleHelp needed - what mortgage could we get ?
Hello to all MoneySavers We are a couple in our 30s, fed up with renting and would like to buy something. We're looking for an indication of what we could borrow in the current mortgage market. I will...
View Articlemortgage advise please
Hi there, I am planning to buy a house with fianc!e, both have a joint income of £2,900 / £3,300. I want to go for a repayment mortgage over a shorter period so that I can pay it off asap so I am...
View ArticleCould we get a new mortgage ?
Partner earns £76K per annum plus app 8K bonus, me - nothing but will be looking soon. House value app 300K - after paying all debts we will be left with approx 70K (could maybe lay our hands on...
View ArticleHusband left, shared ownership property and I have to start again :(
Hi all, My Husband has walked out on me and my children. We had only 17 years left on our mortgage. He has agreed to sign the house over to me. However, it was on a shared ownership scheme, we bought...
View ArticleBuy To Let Then Buy Another
Hi I'm in the process of making decisions about a property currently on consent to let. Say I had my rental property on buy to let owing 90000 and tenanted (is that a word, not sure :)) and my salary...
View ArticleIs it possible to...
Just wondering if it is possible to get a remortgage on a house that doesn't have a mortgage, so is owned outright? A family member is wanting to release some equity in order to start a property...
View ArticleYBS processing times
Submitted an application 10 days ago - they asked for some documents which I sent and they emailled saying had received on the 4th and would be in touch shortly. Will they be instructing the survey now...
View Article£70000 in equity but can't remortgage
Hi, Was wondering if someone here could help me. Basically we've got a house that's roughly worth £170000 with £101,000 remaining. Over the years me and my wife have fallen into debt. Around £22000 on...
View ArticleRoad not adopted - might Nationwide withdraw mortgage offer?
Hi all, We have recently received our mortgage offer from Nationwide, which was such a happy relief after 3 weeks of waiting. But that didn't last long, as very soon afterwards our solicitor informed...
View ArticleShortfall on Mortgage
Hello I wonder if anyone can advise me please. My Mortgage is with The Woolwich now dealt with by Barclays , it is an Endowment and is due to be paid in full on May 16th 2013. I have a shortfall of...
View ArticleApplications - How much help are savings with prospective mortgage providers?
I'm just wondering whether mortgage providers look any more favourably on applicants who have savings products with them. I ask because I'm trying to decide which cash ISA to go for this year and want...
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