Selling two flats and buying a house, confusing mortage situation
Hello, We are new to the forum and have a puzzle to solve, hopefully you can help! I bought my first home in 2010 with a 25% deposit and 2 yr fixed rate with bank A. Remortaged to bank B in 2012 to a...
View Articleany recent experience of AVIVA terminal bonuses?
Hi, I have a 25 year AVIVA mortgage endowment (ex-General Accident) which matures in 2018. At present it's worth about 40% of the mortgage amount, fortunately I paid off the mortgage so that's OK. I...
View ArticleBest mortgage deal where parents can help out
Hi Everyone. I'm looking for some advice as to the best path to take for my partner and I to obtain a mortgage. My partner has a good credit rating, he had a ccj when he was very young, but this was 10...
View ArticleNewcastle Building Society - how long to get offer?.
Does anyone know how long do Newcastle Building Society take to get a survey done and then how long would the mortgage offer take after that as I'm losing the will to live with my buyers as I'm buying...
View ArticleBig Deposit, Bad credit
Hi all My girlfriend and I are looking to buy her grandparents house as they are now both deceased. The estate is split between my girlfriends father and her two aunties and the house has been valued...
View ArticleOn SVR at moment, remortgaging now. FD 2.64% 5yr fix - or wait for even lower?
On SVR now, quite high. Looking to remortgage elsewhere. Missed out on the Co-op 5 year fix for 2.79% last month. First Direct at 2.64% for 5 year fix is looking good. Have been looking at rates for...
View ArticleMortgage advice (default)
I have put an offer in for a house it's been excepted I'm now trying complete my mortgage, my partner has two satisfied defaults over four years old for two phone company's both under £200 we were...
View ArticleThree mortgage questions
Wonder if anyone can help me out here... 1) There seem to be some good attractive rates with a 25% deposit (which I have) but one of the properties I am considering would involve a mortgage 3.9 times...
View ArticleAm I a first time buyer?
I know it's a simple question but I'm really unsure. I had a mortgage with my ex-wife. She's now taken it over and I'm mortgage free. How will lenders look at me? I know it's not my 'first time' but...
View ArticleA letter from employer confirming income?
I loaned out a couple books on buying a house & this was one thing that was mentioned in one of them. First off, how far back do you need to show? For the tax year 2012-13 i earned £18.7k which...
View ArticleRemortgage Or Loan??? Advice needed please
can anyone offer any advice on the following situation. We have a mortgage on our current house which we are trying to sell. We have a buyer for it but they are trying to sell there property so for the...
View ArticleWoolwich application progress
Would like to here from anyone else currently applying for a woolwich mortgage. I have applied to port mine and have been surprised at how slow it's been Application submitted: 6/3 Documents received...
View ArticleWhat happens if I do not get a Buy to Let mortgage and rent out property ?
Hi, So in order to get a buy to let mortgage on a £100k I need at least £25k depost but on a normal mortgage I need £10k, So if I take out a "non" buy to let mortgage and move in students is this...
View ArticleDo buy to let mortgages only come with 75K LTV
Hi, I am looking for a buy to let mortgage with a 90% LTV I am guessing this is not possible?
View ArticleDeeds transfer...how much
I purchased a property in 2008 with a friend for the value of £177k. We borrowed the deposit of 5% from a family member. However now I am looking to transfer the deeds of the property from my friend...
View ArticleNationwide Mortgage Offer
We made our full application with Nationwide last week. I received a text stating that the valuation would go ahead on Tuesday. This morning I have received a text stating valuation was acceptable and...
View ArticleMortgage Repossession
I'm not sure if this is the right place to ask as I'm new to the site. I had my home repossessed last month an it's up on the market now. I'm just looking for advice on what to expect next and what is...
View Articlenewbuy pointless now ?
After waiting 3 weeks for a decision in principle and finally getting a yes , it seems new buy due to the budget isn't a great idea. The builder is already pushing help to buy . It seems I would be in...
View ArticleHelp needed ?? please
We are due to exchange the week after next. We have had our mortgage offer in writing but just been told by our lender that due to our solictors having more than 4 partners, they are not CQS approved!...
View ArticleMortgage Company charging for insurance not taken
Hi We are in the process of moving our mortgage from Nationwide to Platform having come to the end of our fixed term deal with Nationwide. We have a very good offer from Platform but I am concerned by...
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