Is this right?
Hi My partner owns his home outright and we are buying another home together. He wants to rent his house out and release around 40% of the equity in his home to pay towards the new house. His bank have...
View ArticleDo I get a loan if I'm hoping to buy soon??!!!
Hi all, My husband worked until very recently as a driving instructor, and we have used his car for the past few years as our only car, however the franchise is very expensive. We are due to have our...
View ArticleOne building / two properties - mortgage advice
Hi, The building I live in was at one time one big house but some time ago was split into two flats (ground floor and first floor), which have separate front doors and house numbers. I live in the...
View ArticleSpanish Mortgages
Can anyone recommened a bank or building society offering Spanish Mortgages at this time? I am struggling at the moment! Thanks, Andy.
View ArticleRe-mortgage advice needed, starting new job
Hi all, I really need some advice as unsure what to do. I've been with Britannia for my mortgage for many years now, never missed a payment and I have a very good employment history. I went to...
View ArticleMPPI - How's it work in a joint mortgage?
Hi All, I'm taking out my first mortgage with me wife to be and I'm a little confused about MPPI and how it works. I've read the helpful article on here and have done and online quote with...
View ArticleRemortgaging after a relationship breakdown
I hope someone can help me work through the confusing minefield I find myself in at the moment. I also hope I can explain my situation without boring you all to sleep. I split with my childrens father...
View ArticleBenefit to shorter term mortgages over overpayments on a longer term one?
Apologies if this has been asked before Im about to remortgage, and thanks to a pay rise I can pay quite a bit more off each month, so Ive been considering reducing the term of my mortgage. Then I...
View ArticleTurned down for remortgage because of IVA
Hello, I hoping someone can help me...I currently have a mortgage with TMB but I want to remortgage for home improvement purposes. I have checked & can more than afford it, my credit rating is...
View ArticleI don't get it
We had a valuation today which we are keeping our fingers crossed will be ok. My husband says that if they put the value lower, then we actually have to pay a bigger deposit. I don't get it. Surely if...
View ArticleHelp to Buy
Hi Everyone, My fiance and I are looking to buy our first home later this year and were considering applying for the help to buy scheme. I know it's early days but does anyone have any experience of...
View ArticleWithdrawn Mortgage Offer?
Right here goes... My partner and I are in the process of buying our first house together (20 and 23 years old), it is a 50% buy 50% rent property aimed at first time buyers. Through our mortgage...
View ArticleBorrowing more on first time mortgage
Hi there, I'm in the process of obtaining a right-to-buy council flat. With the discount, the total cost of the flat is £44,000. Basically I need a mortgage and need to borrow more than what the flat...
View ArticleBarclays Springboard Mortgage ... Advice!
Hi All, First post here and it's a long one so hoping you can bear with me ... My husband was previously married and left his last relationship with a significant amount of debt. £25,000 to be exact!...
View ArticleFixed rate mortgage changing to SVR during term
Hi, I'm a first time buyer and poster looking for some help. I acquired a mortgage offer from Accord in March, 2 year fixed at 2.84% which is valid until September. I assumed this would mean I'd pay 24...
View ArticleFTB Mortgage - realistic chances?
Afternoon! Been doing a little bit of looking around the internet the past few days, and I'd really like some advice on my situation. I've got a relatively small amount in my savings, and I've seen a...
View Articleend of 2 yr fixed term - what next?
Hi everyone, So my wife and I bought got a mortgage and bought our first home (as first time buyers) almost 2 years ago. We are joint owners on the house. Initially when we got the mortgage, the deal...
View ArticleMortgage advice
Hello all, I wonder if you can help? :) My wife and I are hoping to buy a house soon. I have 10,500 in a Nationwide Save to Buy account, this is joint with my wife. In theory this would get us a...
View ArticleFirst time buyer
Hi, I need some advice. Me and my partner are looking for a mortgage on the property we currently rent. I earn 17k and my partner approx 8k. I have applied for a mortgage in principle through skipton...
View ArticleIs it possible to change deal with same lender mid term?
Just curious but is it possible to say extend the term of a mortgage or switch to another rate ro product with the same lender penalty free? Thanks
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