L & C not responding... can anyone advise on eligibility please?
Hi As my title says, I have contacted London and Country brokers about the possibility of remortgaging but that was two weeks ago and they haven't been back in touch. I have sent a couple of emails...
View ArticleShared ownership
Hi our son is buying 70 percent of a housing association property I think the most he could buy is 80. His fianc! is paying the rental element as she is recently self employed and wouldn't be eligible...
View Articlemortgage issues - help!!
Hi All, I am new to this site and I'm in desperate need for advice. Bear with me as this is quite long winded. Basically 7 years ago myself and an Ex girlfriend got a mortgage, we split up 5 years ago...
View ArticleProperty Down Valued by NW
Hello, A flat we are trying to buy was initially down-valued by Nationwide by £25,000 off the offer we had made. Since the sellers were not happy about this they suggested we get another valuation...
View ArticleMortgage Offered - When Can I Apply For A Credit Card?
Hello All! Some advice needed, if you dont mind. I am in the process of buying a new property - my mortgage with YBS has gone through the approval process and I now have an offer. I am hoping to...
View ArticleMortgage declined urgent advice needed. thanks
Hi there, I have applied for a mortgage via barratts housing, but declined, upon looking at my credit file, a satisfied default has been added to my credit file 5 days ago. (Nothing to do with me)...
View ArticleProvident Mutual
Hi there, I hope someone with a good memory can help me! I have an ex Prov Mutual Flexible Mortage Plan now managed by Aviva. The original policy documents state that the surrender penalty (to be...
View ArticleMortgage declined
Hi all Looking for some advice....today wasn't the greatest so be gentle!!! My mortgage application was declined by skip ton because of my overdraft usage- which is now cleared and my parents gifting...
View ArticleMortgage Affordability
When looking at debts against mortgage affordability, is it better to have debt on credit cards & overdraft or on a single mortgage. I realise having no debt is the best solution, so don't need any...
View ArticleHow far back do lenders look ?
Hi was wondering how far a lender would look back into your credit file ? for example if u had a very good record for the last 3 years but not so great before that ? So i guess im asking after how long...
View ArticleMortgage on house with no kitchen, toilet or boiler
From what I understand, if a house has no kitchen (stripped units, no sink), no toilet and no boiler and also no radiators, no lender will be willing to offer a mortgage on it or will offer a mortgage...
View Articlecombining 3 mortgages
Hi , i have 3 buy to let mortgages with birmingham midshires and my ressidential mortgage (intrest only) with n ram , i would like to combine them all together but change my ressidential mortgage to a...
View ArticleHsbc declined
Hi, Partner and I applied for a 90% ltv mortgage with HSBC which was approved in principle. We offered on a house and offer was accepted,we went back to HSBC to confirm application for 10 grand less...
View ArticleMy retired mothers interest only mortgage expired - please help! :(
The bank has just written to my mother informing her that he interest only Mortgage has expired (May 1st!) and the capital is now due! She has no vehicle in place to pay this off and she is retired so...
View ArticleBuying house from Parent - Help!
Hello everyone, I want to give you all information about my situation and see what you can tell me...here it is: My Dad wants me to buy his house because he is planning to do some travelling. I'm an...
View ArticleIncome vs Mortgage Protection
Silly question maybe but... We are in the process of buying our first property (jointly). I already have income protection up to £700 per month with Paymentshield (illness and redundancy). My other...
View ArticleCredit File - Defaults
We are currently looking to move onto the property market and have been checking our credit file as of yesterday properly I have a few defaults in there that are about 4 to 5 years old now. Is there...
View Article1st time buyer. Urgent Advice Needed.
I'm posting this on behalf of a friend. In a nutshell.... I'm fifty years old. Have always lived with my parents. Therefore I've never been responsible for household bills etc and don't have any...
View Article100% mortgage?
Hello, I was hoping for some general advice - is it possible and worth getting a 100% mortgage? I am a first time buyer and seriously considering getting a property to live in and rent a room out. I...
View ArticleNatwest mortgage pay solicitor fees
I will be getting a mortgage with natwest. One of the people on the phone said you can include the solicitor fees in the mortgage. I spoke to a solicitor who said I still have to pay them the solicitor...
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