Water tower stopped new mortgage?
Hi All, Had to come on board this evening just to try and get some understanding as to why a valuer has recommended not lending on our property due to the village water tower? We are coming to the end...
View ArticleNationwide 1st mortgage payment
Anyone know when my first mortgage payment will come out? Eg. Exchange date 21st may and completion date 14th June. Preferred direct debit date 20th every month. Thanks
View ArticleNeed some advice on letting to buy
I am thinking of moving but I want to buy a house without the hassle of a chain and competition from other no chain buyers. I have been thinking of getting an interest only buy-to-let mortgage with an...
View ArticleSelf employed - mortgage question.
Hi Both myself and my husband are newly self employed and are saving for a deposit to purchase a property in the next 3-4 years. We will probably have a deposit of £50k and would be looking at...
View Articlehelp selling
hello I have had some financial problems over the last 3 months due to illness and entered into a DMP I put my house on the market and got a good offer after 1 week fantastic then told RBS who then...
View ArticleBuying a house in my name, fianc! to live with me
I am currently in the process of buying a house in my name. The mortgage will be in my sole name, the house will be in my sole name. The deposit is coming solely from me. All sounds pretty simple and...
View ArticleBarratt Homes - Mortgage please help!
Hi, so we went to go look at a new barratt homes development and we at a property and we loved it, so will be going ahead with it. We have some concerns however, and it would be great if someone could...
View ArticleMortgage Acceptance Help
Hi everyone! New to posting on the forum but have been a regular visitor of the site! Myself and my fianc! have recently bought a new build property which will be ready September this year. Having been...
View ArticleMortgage lenders that cover Northern Ireland ?/ when does electrol told...
Hi Needing advise on good brokers / lenders for Northern Ireland FTB, good income , one applicant small default £27 a mobile error . Thanks Also how long after registering on electrol does it show up...
View ArticleLifetime mortgages
Does anyone know if you need to be retired to take up one of these please? I'm thinking of equity release lifetime mortgages.
View ArticleWelcome finance secured debt. Porting mortgage?
Hi all, firstly I have used this site on many occasions and think it is absolutely superb. Unfortunately on this occasion I am having to post a new thread to try and get some advise. My questions is,...
View ArticleBuying next door... Advice?
Hey everyone, hoping someone can help. The house next door to us has been repossessed and will shortly be going up for sale. We would like to purchase the property and eventually convert it into one...
View ArticleHelp to Buy Scheme - Not the Best Credit Rating
Hi All, First post on the forum. Im appealing to all mortgage brokers, your advise would be much appreciated. My wife and i are looking to buy a property on the Help to Buy Scheme.The value of the...
View ArticleCan't help fretting about ability to get a mortgage!
Hi, The rest of the details have gone, they don't seem to be needed as the hurdle appears to be where my deposit comes from and I feel uncomfortable having so much info up. TIA Jelly :)
View ArticleCould i get a mortgage?
Hi i'm a first time buyer, looking at houses's around 70-80k and have 15% deposit, my income is 19k per year. However, i have had 3 defaults in the past, these are all identified as satisfied, and were...
View Articlepart time employment
Hi has anyone else had this problem and if so what was the outcome or has anyone got any advice we are in the process of applying for a mortgage and have been told we might have a problem, because ......
View ArticleMortgage for secong home
Hello, Apologies if this question sounds very basic. Lets say a person has first property with no mortgages on it, and he intends to rent it and plans to buy second home with 15% deposit and looks out...
View ArticleRemortgaging but classed as high risk despire having no problems since '93!!
Hi Just got off the phone with Norwich & Peterborough Building Society and am completely astounded. Apparently having never missed paying a mortgage payment since 1993 we are high risk, not sure...
View ArticleFTB: Credit Score Issue - Who to chose?
Hi everyone, Looking for a bit of advice with choosing who to apply for our first mortgage with. We've had an AIP with HSBC on a 90% LTV for the maximum of £95k , had an offer accepted on a house(for...
View ArticleBuying a house with my mum?
Complete novice as have only ever rented so please be gentle ;) I currently live with my partner and 3 children in rented accommodation. We want to look into buying our own home but as partner does not...
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