What is this called?
Hi I have a mortgage that is split into two. Let's say 60k at 3.99% and 60K at 2.5%. I looked at the split of my monthly payment and found that they were fairly equal. I asked them to change this so I...
View ArticleChancel Repair Liability
Hi, I am not sure whether I am posting on the right forum. I am a first time buyer and on a final stage to get things done. i already got the mortgage and solicitors are doing their work. On the...
View ArticleMissing money - help with Plan B needed!!!
Hi all, Wondered if anyone out there could please help me with the situation below...?? We are in the conveyancing phases of buying our first flat - all going to plan, we will likely complete towards...
View Articleadvice - Halifax Mortgage Application
Hello There, Need some help / advice ! I am currently applying for a mortgage with Halifax and I would like to know what would be my chances to get through. I am working with a broker who got me a DIP....
View ArticleProbate Problem!!!!!!!
Sorry if this not in appropriate section. I have 2 Sons who have not had contact for some time. Their Father (my ex Husband) has died intestate and one of my Sons has contacted a Solicitor re Probate....
View ArticleMortgages and Credit Cards
Hi There, We're trying to get our ducks in a row to apply for a mortgage and I just wondered if anyone could tell me what the ideal scenario regarding credit cards is. I'm working on the basis that the...
View ArticleStretched - Looking for guidance
Hello, I've read the forums for a few years but this is my first post... I would be grateful if someone could provide some advice on the best way for my partner and I to proceed financially from our...
View Articlenationwide help
Hi, I currently own a house with a joint mortgage. we have owned the house for 2 years and before this i owened a flat with a sole mortgage. I think i had the flat for 4 years. I put a very large...
View ArticleWhat is the difference between a default and a late payment?
Hi, What is the difference between a default and a late payment?
View ArticleNeed help with sorting mortgage
We have found a house to buy but don't understand what mortgage to be looking for. We are first time buyers but the house we want to buy is split into flats we will live in the top floor flat and the...
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MSE News: Help to Buy mortgage scheme aiding 4,000 home buyers, builders say
"An extra 4,000 people are set to buy a home following the launch of the Government's Help to Buy mortgage scheme..." Read the full story: Help to Buy mortgage scheme aiding 4,000 home buyers, builders...
View ArticleHelp to Buy income limits?
My sister is looking to buy. She found an £80k new build flat that she feels she can afford, but when enquiring about Help to Buy she was told that she earns too much to qualify. The agent directed her...
View ArticleMortgage
Afternoon, Just back from HSBC Bank, have already had an DIP and have now completed the full application. Credit Check & Affordability checked out and it has been passed to the underwriters. I'm...
View ArticleCurrent deal coming to an end (Offset mortgage enquiry and some other help)
Hi, I am coming to the end of my current mortgage term with TSB Details: Mortgage 165k Value 200k LTV 82.5% Term remaining 33 years I will revert onto the 3.99% homeowners variable rate next month but...
View ArticleBuy to let advice please
For the past year me and my husband have planned everything around buying a house this year, I even went back into employment in November to makes things easier, as I was self employed prior to that....
View Articlenorwich & Peterborough approved solicitor
Hello, I have had an offer accepted on a house. The estate agent recommended 2 solicitors to act on my behalf, on account that a local solicitor would be ideal because they know the local area etc. I...
View ArticlePoss to take advantage of super-low rate?
Hi sure I'm not the only one who's thought about this... I recently took a 5-yr fix @2.99, but am wondering if it would be possible to take advantage of the current much lower rates in any way to help...
View ArticleHSBC Premiere morgtage rates for family
Hello All, My Wife's Parents have a premiere account with HSBC and as such any of my Wifes Parents Children get preferential mortgage with HSBC. Unfortunatley we can not find any info except that they...
View ArticleHigh Deposit, but struggling with the mortgage
HI Guys, Thanks to all those who read and help, I have struck a massive issue in my search for a mortgage. In the interest of transparency my position is as follows: - Deposit - £102k - Property Value...
View ArticleHsbc legal mortgage doc 2012. It secures previous unsecure hsbc debt to your...
First post.... about to re mortgage to hsbc...all paper work done but the the legal mortgage document. It states "The debts include overdrafts, loans or money due under any facilities that HSBC bank...
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