advice on getting a mortgage on 20k a year
hello all, i am on 20k a year and am looking at buying a studio flat for 140k i currently have 11k in isa and could get 5k together if i needed to from my mum and dad or using credit cards but i would...
View ArticleInterest only
I have a house which is mortgage free. I need to move areas for family reasons but with the market being so slow wondered about renting out my house ( I have a probable tenant) and buying another. I...
View ArticleBanks Statements & Reserve Fee
I've been asked to show 3 months bank statement and I've just noticed I've been charged for going into my reserve in April will this affect my mortgage application?
View ArticleDeclined for mortgage, next step?
We applied for a mortgage with Natwest around 3 weeks ago, (first time buyers, 90% mortgage) Our broker today informed us that we have been declined for the mortgage, due to my bank account being 36p...
View ArticleMortgage post IVA?
Hi, I completed my 6yr IVA in September 2012 and have been discussing the possibilities of obtaining a mortgage with an independent financial adviser. So far the only company that 'may' accept me (I...
View ArticleStaircasing and existing equity?
I am contemplating buying more shares in my shared ownership property. I've not started any serious research yet but thought I'd come here first for some general advice:) I have no real idea yet...
View ArticleMortgage advice/ broker
Hi we are looking at changing our mortgage as our 5 yr term is now up. I went on money supermarket and it took me through to a financial advisor called money know how. They have been tonight and I...
View ArticleMortgage retention help!
Hi all, Can anyone help me understand mortgage retention? I have had a mortgage offer with a £2000 retention applied. If I put down the extra £2000 myself and never have the work done specified in the...
View ArticleTenancy In Common -Death of
If I purchased a property with someone, then they died and we had a Tenancy In Common does that me I become the sole owner. Thanks for all replies
View ArticleAm I just being paranoid or will we get rejected?
We're first time buyers with a joint salary of £33,300. Our AIP was accepted with London and Country. We've had an offer accepted for a house for £120,000 We plan to pay 15% deposit. We're to choose a...
View ArticleBuy to Let - Non Resident
I am currently working abroad and am a 'non resident'. I have an existing, residential mortgage in the UK. I sought permission two almost 3 years ago to let the property out and they said that I could...
View ArticleMortgage Credit Checks
Hi, thanks for reading. We had our mortgage offer through last week from Nationwide and want to know if we'll have any more credit checks from them prior to release of the funds (when we get to...
View ArticleIs This Correct?
Looking for some advice on whether I have a valid claim against the Royal Bank of Scotland Short story is, family members selling house they have Scottish Home Report and independent valuation. I offer...
View Articleconsent to let then maybe buying other house
Hello, just seeking some advice here. I will try to explain all I recently obtained Consent to let with my mortgage provider, and have a tenant in the house now. When I was granted consent to let the...
View ArticleSelf Build Mortgage
We have spent a considerable amount of money on our building site on planning permission, putting in foundations and site levelling etc. We have worked hard to do this out of our own pocket over a...
View ArticleMortgage and pregnant
Help!!! I have just found out I am pregnant, which I am in shock over as I have problems with fertility :-o Anyway, we are in the midst of putting our house on the market and buying another but am now...
View ArticleMortgage advice - putting my mind at rest?!
Hi forumites My wife and I are looking to move house but I am concerned that we will not be able to get the value of mortgage we are hoping for, (around £170-180k for a £230-240k property). We are...
View Article90% Mortgages on new build with Solar PV Lease. Who?
90% Mortgages on new build with Solar PV Lease. Which banks or BS are friendlly? Please do not say Skipton, as they have been messing me about for 3 months.
View ArticleBest option
Hello I am asking a question, that my son asked me. He is 23 soon and him and his girlfriend will be looking to find their own little place soon. He asked what the best way of saving for a mortgage...
View ArticleRedemption Administration Charge / Santander
We are on the last lap with our mortgage , due to be paid off during October. Last week I contacted Santander for a balance enquiry and the chap on the phone quoted me my balance plus a RAC of £ 295 as...
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