Getting a mortgage as a trainee solicitor (2 year contract)
Hi! My fiance and I are looking into buying our first home in the next 12 months but the problem is I am wondering whether any mortgage companies will take my earnings into account, considering I will...
View ArticleNRAM - not behind on payments - NRAM seeking possession
Dear all, After financially difficulties we had reduced repayments on our mortgage with Northern Rock. At the end of the agreement they asked for financial statements and in January 2013 we had a court...
View ArticleHow to calc. mort. repayments.
Hi...Is there a simple formula for calculating monthly repayments using mort. % / house price and period of repayments? thanks
View ArticleAdvice sought for mortgage mess
Short as possible back story - Husband bought a house with ex in 2005, he moved out in 2009 but continued paying his share of mortgage and bills whilst house was up for sale. In 2010 he applied to take...
View ArticleBuying in France
Hi, can anyone point me towards some good websites or forums giving advice on best practice when buying a property (for holiday letting) in France. Thanks
View ArticleComplex mortgage and wills question!
I was wondering if anyone might have some helpful pointers to something I'm considering. Slightly long story, sorry! My father lives in my nan's house. When she died the will said that my father could...
View ArticleDrive by property valuations
Can someone help me. We have a mortgage lender looking to take us to court to repossess because we are "end of term" and our endowments have disappeared without trace from the insurance company. Our...
View ArticlePoor credit history mortgage
Hi all, 7 months after losing my precious husband to cancer, I want to move house. My house is on the market, @£230k and I've found a cottage for £219k but the owner will accept a lower offer of 210k....
View Articlecan I get a better deal
I've got a mortgage with santander, we've been with them for 10 years never missed or been late with a payment. Our rate is currently 4.99% not on a fixed rate deal or anything, I called them to see if...
View ArticleToo late to pull out of buying ?
Using a mortgage broker, we had a valuation completed on property. Broker advised that valuation was ok, so went ahead and applied for mortgage. Halifax have agreed mortgage after valuation....we...
View ArticleHelp To Buy - Advice please
Hi, I'm currently considering taking out a Help To Buy mortgage. I have spoken to our Local Homebuy Agent and have run the figures by them over the phone and they said that there is no reason why we...
View ArticleMortgage deal - broker fees? Help needed
Hello Thank you in advance to anyone who offers their opinion on this. Im new to posting. Ive been looking to remortgage my house. I was in a 5 year fixed deal with Santander. It is now on a variable...
View ArticleMortgage buy to let..
Hi, I have £25k which i'm fairly sure I would like to invest into a property rather than in savings, although this area is totally new to me. I have requested the PDF download on mortgages although it...
View ArticleDoes your mortgage advisor need to be local?
I'm currently looking for a mortgage advisor and I wondered whether they need to be in my local area? I have recommendations from my family, but these are all around 50-60 miles away. I wouldn't have...
View ArticleFirst Time Buyer Mortgage with the Halifax
a few weeks ago my partner and myself had a meeting with a mortgage advisor at the halifax. We were offered a 90% LTV mortgage where halifax would pay the stamp duty if the property was worth up to...
View ArticleEndowment Policy maturing soon - No longer have property
Hi I have an endowment policy which matures in in a few weeks - the flat it was meant to pay for was sold a long time ago and i kept the endowment on as a saving fund. Does anyone know if i need to do...
View ArticleHaving two residential mortgages at the same time
Hi, We are in a dilemma and do not know if its possible, My partner and I have a joint mortgage on our current home, but we would like to purchase a new home to live in without selling ours first, we...
View ArticleCan i sell a private mortgage, advice please
Hi, i owned a property a relation wanted to buy but he could not get a mortgage because he is self employed and did not have 3 years books. The property was on the market with an estate agent for...
View ArticleRepossesion details
Hi, I wonder if anyone can help. I am going for a mortgage with my wife. 15 years ago before we were together her house was repossessed. I went to court and no money was owing and she got money back....
View ArticleHow would a mortgage offer be confirmed by the lender?
Hi, Sorry for the ambiguous title.... I gave a call to my mortgage adviser yesterday and he confirmed he will offer the mortgage before 5pm. Till now, I didnt receive any email or phone call from him...
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