Any mortgage experts to help two FTBs?
Hi there, I was just wondering if anyone could provide us with some mortgage advice...and I know many people are in the same position but I feel I need to have a rant about how difficult it is to get a...
View Articlehelp me move on!!
Hello all, Would love to hear some good advice from you lot. I am currently living at home with my parents after my previous relationship broke down. I have a daughter aged 4 too. As I am living at...
View ArticleMortgage for older people?
We are having problems finding an interest-only mortgage for a short period to pay off an equity release scheme on a deceased relative's property. The mortgage would be against our own home (owned) and...
View ArticleDirect application not progressing, could we consult a broker?
Hi all Me and my husband had an appt with a Nationwide mortgage advisor 2 weeks ago (our current lender). We were told that we could not submit a formal application because we had to wait for the...
View ArticleRTB, Consent to let & buying a 2nd property
Hi I am looking for some advice. We recently brought our council flat from the council under the RTB scheme. The flat was valued at £81,000 and we had a discount of 52% so our mortgage is for £38,880....
View ArticleInformal tender sealed bids - FTB
After a bit of advice.... A property has come on the market in my area, it's for sale by informal tender asking for sealed bids. The guide price is £90,000. It's a 3 bed, grade 2 listed house in need...
View ArticleLong term fix
Currently own my own property with LTV well below 40%, and looking for a mortgage multiple of 2.5 times. Is there anyone on the market who can offer me a 5 yrs + fix at or under my current rate of...
View ArticleNationwide Mortgage Application
I made a mortgage application online on the 8th June It took until yesterday for the application to be received (as per the email I received) It now says Valuation Instructed. What I want to know is at...
View Articleanother Bad credit morgage question sorry
Hi there everybody just like to introduce myself and say hi as its my first post on here but looking at the vast forum topics certainly wont be the last, has to be one of the most helpful and...
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Current Account Mortgages?
i am potentially going to be propertyless in a few months, with a view to finding somewhere to buy in the latter part of the year. at that stage, i will be after a current account (ideally) or offset...
View ArticleB61 Notice of severance of Joint Tenacncy
I purchase property with my older sister after years of living together one day I came home and she had changed the locks. I ended up having to go home to our parents. My sister did not pay me any...
View ArticleExit Fees (discharge fee)??
I am in a position to pay off my mortgage, i only have about 12 more payments. Looking at my last mortgage statement the redemtion amount is about £400 more than the amount i owe according to Britannia...
View ArticleThe Bank of England Base Rate
What's the prognosis for fluctuations in the BOE rate over the next couple of years? After 5 years of paying 6% plus on a FTB mortgage (95%) we're about to come to the end of the fix and shall be...
View ArticleLeeds Building Society
Does anyone know how long Leeds are taking to instruct valuations at present? Thanks
View ArticleLong overdue remortgage
We have been ticking along on the Co Ops SVR for a long time and paying much more in interest than we need to, so its time to remortgage. Our house is worth 180K and we need a mortgage for approx 79K,...
View ArticleSold at a loss - Help/Advice Required please
Hi All, Last month i privately sold my flat for a loss, as it was going to sell for less than what was owed on the mortgage, I could not sell it without the permission of Nationwide - an offer has to...
View ArticleBuying flat from family, advice needed.
Hi everyone, I'm looking for a bit of advice with purchasing and selling of a flat. Me and my girlfriend have been renting a flat owned by her grand parents for a while now and they have offered us the...
View ArticleMortgage after DMP
Hi. I have just paid off my DMP 5 years early after a big change in financial circumstances. I earn £30000 a year. Can you tell me how long I will have to wait before I can get a mortgage ? I have a...
View ArticleL&C mortgage advice left me wanting
After reading the remortgage advice on this site I contacted L&C to find me new mortgage. They found me one and I had my mortgage approved in principle. Paid my booking fee and had my house...
View ArticleRe-mortgage now or wait 12 months?
I am four years into a 5 year fixed mortgage. I am considering re-mortgaging now and paying the 1% penalty charge for early repayment in order to benefit from the current low interest rates - I am...
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